USDA Vs. FHA Pro and Con comparison in Leisure-World, Montgomery County, MD

As of 2025, the USDA loan cap in Leisure-World, situated in Montgomery County, MD, stands at $657,900. The FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare current top USDA and FHA rates. This tool helps determine necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Leisure-World, County of Montgomery, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Leisure-World, MD

Lendersa® strives to provide the best USDA or FHA loan options promptly and without hassle. Choose one of three starting points to get matched with lenders and explore USDA loan programs.

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Understanding USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 700 Flower St, Suite 1000, Los Angeles, CA, 90017
  • Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
  • MOR Financial
  • 1100 Wilshire Blvd., 1701, Los Angeles, CA, 90017
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • Integrity Realty and Finance
  • 257 East Adams Street, Long Beach, CA, 90805
  • I obtained my Real Estate License in 1998 and functioned primarily as a Realtor in various areas of Southern California until 2008 (when the Real Estate market drastically declined). Once that happened, I decided to try my hand as a Mortgage Loan Officer and immediately created a niche in that field.
  • 908 Mortgage
  • 6216 E Pacific Coast Hwy, Suite 242, Long Beach, CA, 90803
  • 908 Mortgage are looking to recruiting experienced Loan Officers who are tired of the Direct Lender, Corporate scene. We can move Fast! From Loan App to funding in 10 days. Direct lenders have overhead: Corporate, Managers, Staffing, HR, etc. These costs are passed on to the borrower. They cannot compete with our rates.
  • Woody Financial Realty Corp.
  • 5580 E. Second Street Suite 211, Long Beach, CA, 90803
  • Woody Financial Realty Corporation is a member of the Pacific West Association of Realtors, the Southern Regional Multiple Listing Service and the California Mortgage Association. The Company markets aggressively in large Broker network marketing sessions and in Real Estate publications.
  • Technicolor Federal Credit Union
  • 434 W. Alameda Ave, Burbank, CA, 91506
  • Technicolor Federal Credit Union is a member owned and operated financial cooperative institution. Membership is exclusively available to employees and family members of Technicolor Inc., Live Nation Entertainment Inc. and over 120 other companies in the entertainment industry and from select Los Angeles based businesses, unions and organizations.
  • Partners Federal Credit Union
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  • Partners Federal Credit Union is a full-service financial institution serving the financial needs of its Members worldwide. Sponsored by The Walt Disney Company, and with more than 100,000 Members, Partners enjoys outstanding strength and stability - made even stronger by a 2007 merger with Vista Federal Credit Union.
  • Media City Credit Union
  • 1020 W Olive Ave, Burbank, CA, 91506
  • Media City Credit Union is Federally Insured by NCUA - Equal Housing Opportunity and has served its members since 1936 when we were founded by employees of Helms Bakeries. A credit union is like a bank, only better. Media City CU offers checking, savings, credit cards and loans, yet profits are returned back to members in the form of reduced fees,
  • Gain Federal Credit Union
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  • We are a full-service financial institution serving your banking needs for over 78 years. It's not a tagline or clever marketing promotion. It's our promise to deliver the very best financial products to our members. We know you have a choice when it comes to financial services & we invite you to compare our products and services.
  • "Mafyan & Associates INC. Nationwide Lending"
  • 2001 West Magnolia Boulevard, Suite D, Burbank, CA, 91506
  • Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.