USDA Vs. FHA Pro and Con comparison in Leisure-World, Montgomery County, MD
As of 2026, the USDA loan cap in Leisure-World, situated in Montgomery County, MD, stands at $657,900. The FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare current top USDA and FHA rates. This tool helps determine necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Leisure-World, County of Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Leisure-World, MD
Lendersa® strives to provide the best USDA or FHA loan options promptly and without hassle. Choose one of three starting points to get matched with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none at all.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
At Mobile Home Mortgage, we pride ourselves with providing outstanding customer service and value for your money. As your loan officer, it's my job to guide you through the sometimes difficult job of applying for a loan. We make it easy, and jump through the hoops for you.
It is really quite simple to get started. You can give us a call
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