USDA Vs. FHA Pro and Con comparison in Wheaton, Montgomery County, MD
For 2025, the USDA loan limit in Wheaton, county of Montgomery, MD, is $776,600, while the FHA limit for a single-family home stands at $1,089,300.
Explore today's USDA versus FHA rates using the Lendersa® USDA loan calculator. This tool helps assess the necessary income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to determine the best program for your financial situation in Alabama.
2025 Loan Limits and Downpayment Requirements in Wheaton, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Wheaton, MD
Lendersa® aims to efficiently provide you with the optimal USDA or FHA loan quickly and easily. Choose from one of three starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the government through the Department of Agriculture and is available in rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
First Federal Bank loan originators are eager to help you with your home loan needs.
We listen carefully to each borrower & use our diverse mix of lending products to fit your situation.
Our loan originators are given a terrific support staff & the latest loan processing & automated underwriting technologies
We are a full-service, community bank that supports its customers like family with industry-leading tools and technology backed by a smart, compassionate family of leaders. Our unique family leadership structure gives us the ability to offer flexible banking in an equally unique way--like family.
Fortifi Bank, formerly 1st National, has been Banking with folks just like you for more than 140 years. That means we have been in business since 1876. Over time, the economic landscape changes, but one thing stays the same – people need financial security to build their dreams upon.
408 South Central Avenue, Flagler Beach, FL, 32136
American Home Mortgage Group has been locally owned and operated in beautiful Flagler Beach, Florida since 2003. Our employees value honesty, integrity, and service. We strive to help you and your family finance the home of your dreams and absolutely love what we do. We work hard to be more than just a highly respected mortgage broker.
712 S Ocean Shore Blvd #206, Flagler Beach, FL, 32136
Churchill Mortgage is a full-service and financially sound leader in the mortgage industry. We love working with real estate agents, buyers and sellers. The Churchill Mortgage team wants to help you plan a smarter mortgage plan, specifically designed to help you meet your unique needs now and into the future.
American Home Mortgage Group is a trusted mortgage source in Flagler Beach, Florida since 2003. In today’s changing real estate market, it is more important now than ever to have a trusted mortgage consultant. Our team has the knowledge to analyze each individual’s goals and objectives and tailor the best mortgage solution to meet those needs.
The year 1945 marked the official end of World War II, the founding of the United Nations and on December 8th, The State Bank of Pearl City was established. The bank has been an independently owned community bank since that day.
Our focus continues to be on you and your financial needs, our local families, businesses and farmers.
Advantage One Credit Union has been open since 1998. The credit union has assets totaling $25.38 Million and provides banking services to more than 3,000 members
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
