USDA and FHA Pro and Con in Layhill, Montgomery County, MD
In 2025, within Layhill, found in Montgomery county, MD, the USDA loan limit is $776,600, while the FHA limit for a single-family home stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to contrast today’s USDA versus FHA rates; identify what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loans, aiding you in selecting the program in that best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Layhill, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Layhill, MD
The aim of Lendersa® is to easily secure the optimal USDA or FHA loan for you without delay. Choose one of three starting paths to connect with matching lenders and access USDA loan programs.
The USDA home loan, or USDA rural development loan, also referred to as a USDA mortgage, is backed by the Department of Agriculture. Available only in rural neighborhoods, it differs from FHA loans, which need at least a 3.5% down payment. USDA loans require no down payment, offering ease of access for eligible individuals.
First National Bank of Jasper is located in Jasper, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Jasper has 57 total employees across all of its locations and generates $8.38 million in sales (USD). For over 50 years, First National Bank has provided trustworthy, friendly service.
Keystone Credit Union was founded in 1964 by leaders of the Tyler Pipe Industry in an effort to protect their employees from being taken advantage of. That ethos and mission is still true today – we work hard to provide exceptional financial services, education, and solutions to meet the needs of each and every one of our members
Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.
The First Bank & Trust of Fullerton is a for-profit financial organization established to serve our community & valued customers by offering timely service & competitive products & services within a highly personalized & professional environment. The bank is a financial service organization established to serve the financial needs of our community.
We offer a wide range of personal and business services to meet all of your financial needs while providing the personal touch and responsiveness our clients deserve and expect. Talk with us about your individual needs and we will work with you to determine the perfect accounts for you. We sincerely appreciate your business and pledge to work
The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.
Doches Credit Union is Nacogdoches’ only hometown not-for-profit financial cooperative that provides a full range of financial products and services to Nacogdoches, Shelby, San Augustine and Sabine Counties.
The credit union was chartered on November 7th, 1951 with an original field of membership.
The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
"Bank Of Elgin is a branch office of Bank Of Elgin. They provide the following services: Full Service Office Location & are located at 101 North 2nd Street in Elgin Nebraska.
Mobile & traditional directions to this location can be found below along with ratings lobby hours, their phone number, online banking website & additional banking informati
Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.
