FHA Vs. USDA loan program for Layhill, Montgomery County, Maryland

In 2025, USDA loan limit in Layhill, county of Montgomery, MD is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Layhill, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(802) 275-3902 Lender's profile and map Reviews THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION 221 Main Street, Brattleboro, VT, 05301 Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service
(802) 689-0904 Lender's profile and map Reviews FIRST CHOICE MORTGAGE SERVICES, LLC 139 Main Street, Suite 615, Brattleboro, VT, 05301 First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.
(704) 220-6922 Lender's profile and map Reviews American Bank of the Carolinas Monroe 312 N Charlotte Ave, Monroe, NC, 28112 In February of 2018, a group of Union County business leaders announced plans to form a de novo bank. De novo refers to a newly chartered bank founded independently of any other financial institutions. Union County has always supported a locally owned, locally managed bank. The group chose the name “American Bank” with the name giving a nod
(423) 530-7778 Lender's profile and map Reviews Horizon Credit Union TN 1201 N Eastman Road, Kingsport, TN, 37664 Horizon Credit Union is a member-owned financial institution in which its members can deposit and borrow money at better rates. They also have a voice in the operations via the election of a Board of Directors. The Board of Directors’ responsibility is to govern the direction of the credit union in regards to investments, loan and service products.
(315) 493-3480 Lender's profile and map Reviews Carthage Federal Savings and Loan 313 State St, Carthage, NY, 13619 Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888
(419) 423-3764 Lender's profile and map Reviews Impact Credit Union 1455 W. McPherson Hwy., Clyde, OH, 43410 Impact Credit Union is to help YOU, our member-owners, to manage your financial lives while running a stable credit union by: choosing always to do what is right, caring about your needs, providing financial education, quality products and services that benefit you because we are the stewards of your credit union – and it is your money.
2064125759 Lender's profile and map Reviews Cardinal Financial 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273 At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality
(855) 561-4944 Lender's profile and map Reviews Cardinal Financial Company 3701 Arco Corporate Drive, Suite 200, Charlotte, NC, 28273 When we started Cardinal Financial, we set out with the intention of creating a better mortgage experience. We wanted to reimagine and modernize the way home loans are obtained by bringing increased transparency, simplicity, and speed into an industry that has oftentimes lacked all three.
(401) 270-4999 Lender's profile and map Reviews South Wind Financial, Inc. 1356 Atwood Avenue, Johnston, RI, 02919 South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
704-360-3636 Lender's profile and map Reviews Mortgages by Scott 14120 Ballantyne Corporate Place STE 350 OFC 310, Charlotte, NC, 28277 Mortgages by Scott serves clients in NC,SC,FL and VA. We specialize in concierge level mortgage service, same day pre-approvals, and quick closings. Our motto is Listening is the key to good lending, as we know one size does not fit all. Whether you are a first time homebuyer, buying your dream home, we are here to help.