USDA Vs. FHA Pro and Con comparison in Berlin, Worcester County, MD
As of 2025, the USDA loan cap in Berlin, Worcester county, MD stands at $336,500, whereas the FHA limit for a single-family residence is $472,030.
You can leverage the Lendersa® USDA loan calculator to evaluate today's USDA against FHA best rates, and understand the income, credit scores, reserves, and documentation required for eligibility. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side by side to assist you in selecting the ideal program for your financial needs in .
Loan limits and down payment details for 2025 in Berlin, Worcester county, MD
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Berlin, MD
The mission of Lendersa® is to facilitate a seamless and efficient process to secure the best USDA or FHA loan. Choose one of three starting points to match with lenders and USDA loan programs.
USDA loans, backed by the U.S. Department of Agriculture, are available exclusively in rural areas and are also known as rural development or USDA mortgages. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages allow for no down payment at all.
On April 27,1940, our Credit Union began as the Serum Employee's Credit Union. We served the Serum Company's employees and their family members. Through the years the Serum Company evolved into the Fort Dodge Laboratories and continued to evolve through other companies and is now known as Elanco Animal Health.
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SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence.
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U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
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333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
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It's the 23rd largest credit union in Arkansas with assets over $17 Million and providing banking services to more than 2,000 members.
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