As of 2026, the USDA loan cap in Berlin, Worcester county, MD stands at $336,500, whereas the FHA limit for a single-family residence is $472,030.
You can leverage the Lendersa® USDA loan calculator to evaluate today's USDA against FHA best rates, and understand the income, credit scores, reserves, and documentation required for eligibility. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side by side to assist you in selecting the ideal program for your financial needs in
Explore loan offers from a wide array of 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to facilitate a seamless and efficient process to secure the best USDA or FHA loan. Choose one of three starting points to match with lenders and USDA loan programs.
USDA loans, backed by the U.S. Department of Agriculture, are available exclusively in rural areas and are also known as rural development or USDA mortgages. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages allow for no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
Berlin Lenders |
|
|
Bridge Loan Guides
