USDA and FHA Pro and Con in Berlin, Worcester County, MD
As of 2026, the USDA loan cap in Berlin, Worcester county, MD stands at $336,500, whereas the FHA limit for a single-family residence is $472,030.
You can leverage the Lendersa® USDA loan calculator to evaluate today's USDA against FHA best rates, and understand the income, credit scores, reserves, and documentation required for eligibility. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan options side by side to assist you in selecting the ideal program for your financial needs in .
Loan limits and down payment details for 2026 in Berlin, Worcester county, MD
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Berlin, MD
The mission of Lendersa® is to facilitate a seamless and efficient process to secure the best USDA or FHA loan. Choose one of three starting points to match with lenders and USDA loan programs.
USDA loans, backed by the U.S. Department of Agriculture, are available exclusively in rural areas and are also known as rural development or USDA mortgages. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages allow for no down payment at all.
Joseph Leary, the first president of DPL Federal Credit Union, spearheaded the opening of our credit union in 1962. His goal was to "make the financial welfare of credit union members the number one priority." With that thought and the limited vision of serving the employees of the Delmarva Power & Light Company.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending."
Monroe Savings Bank is a community bank located in Williamstown, New Jersey. We have served the Monroe Township community since 1870 and have prided ourselves on serving the needs of our community in a friendly and professional manner.Our main office is located on Main Street in downtown Williamstown.
Integrity first Mortgage Company, our goal is to make it easy and affordable for borrowers to find solutions to their financial challenges. As a result, we make the process easy for you to get the loan you need. Above all, Integrity First Mortgage provides lending on a large variety of residential properties throughout
Highlands Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
New Castle County Delaware Employee Federal Credit Union
100 New Churchmans Rd, New Castle, DE, 19720
Your Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets – our members. All credit unions in Delaware are charted under Federal Law. We are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.
All4You FCU is a not-for-profit, existing exclusively to provide members with financial products at the lowest cost possible with excellent, personalized service. All earnings are returned to members through lower rates, higher dividends and fewer fees. Our field of membership extends to anyone who lives, works, worships or attends school.
Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.
The Mortgage Mall, Inc. was established with the vision of our clients enjoying the benefits of having a broad array of mortgages and lending services under one roof. The business model ensures that each financial professional can engage in an open dialogue to access the exact needs of each client
