USDA Loan Vs. FHA loan pro & con Ocean-City, Worcester County, MD

In 2025, USDA loan limit in Ocean-City, county of Worcester, MD is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ocean-City, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(716) 926-2000 Lender's profile and map Reviews Evans Bank 6460 Main St, Buffalo, NY, 14221 Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds
(716) 626-3360 Lender's profile and map Reviews Rose Hill Group of Wny Ltd 31 Hopkins Road, Suite 200, Buffalo, NY, 14221 The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.
(888) 500-9733 Lender's profile and map Reviews 1st Priority Mortgage, Inc 6000 Sheridan Dr, Williamsville, NY, 14221 1st Priority Mortgage, Inc is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs. How do we know our system works? As a company we consistently track and measure our results. We use what works and continually monitor for improvement.
(716) 565-1500 Lender's profile and map Reviews Mainstream Funding Network 5586 Main Street, Williamsville, NY, 14221 MAINSTREAM FUNDING NETWORK, INC. have provided a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy.
(716) 633-5888 Lender's profile and map Reviews Banas Mortgage Co., LTD 27 North Long, Buffalo, NY, 14221 Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor
(276) 783-3116 Lender's profile and map Reviews The Bank of Marion PO Box 1067, Marion, VA, 24354 The Bank of Marion is the third oldest bank in Virginia. That says a lot about the stability and success of our bank! Grounded in the principals of customer service and hometown banking, we have never wavered from our original mission We have always embraced the latest proven technologies to ensure the very best in customer convenience.
(800) 645-4728 Lender's profile and map Reviews Granite State Credit Union 1415 Elm Street, Manchester, NH, 03101 Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union. Members enjoy a variety of financial products and services that reach beyond savings
(877) 273-3939 Lender's profile and map Reviews Breeze Financial LLC 1001 Elm Street, Suite 401, Manchester, NH, 03101 Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
(603) 626-6678 Lender's profile and map Reviews Insight Mortgage Corp. 66 Hanover St, Suite 302, Manchester, NH, 03101 At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
(978) 500-2268 Lender's profile and map Reviews HarborOne Mortgage 650 Elm Street, 6th Floor, Manchester, NH, 03101 HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
(603) 629-1500 Lender's profile and map Reviews St. Marys Bank 200 McGregor Street, Manchester, NH, 03102 St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.