USDA Vs. FHA your options comparison in Ocean-City, Worcester County, MD
In the year 2025, the USDA loan cap for Ocean-City, located in Worcester county, MD, is set at $285,000. Meanwhile, the FHA limit for a single-family dwelling is $356,362.
To weigh today's optimal USDA against FHA rates, use the Lendersa® USDA loan calculator. Determine what income, credit score, reserves, and documentation are necessary for eligibility. This advanced mortgage calculator allows a direct comparison between USDA, FHA, Conforming, and VA loans, so you can make an informed choice on the best program in for your specific financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Ocean-City, Worcester County, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Ocean-City, MD
The aim of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and with ease. Choose from one of three paths to find matching lenders and USDA loan programs.
The USDA home loan, also known as a rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment, making them more accessible for eligible buyers in rural neighborhoods.
Fairview Building and Loan Association was to provide working class people with a means of purchasing a home. This goal was accomplished by a concept which began in England in the eighteen century whereby individuals deposited their money with the building and loan in exchange for the future opportunity to borrow funds to purchase a home. Loans wer
Capital Connect is your ultimate partner in Texas real estate investment. As a premier hard money lending company, we streamline success by offering faster, more flexible funding than traditional banks. Loans are based on property value, not credit, ensuring a fast process. Our services, like cash-out refinancing with no appraisal, empower investor
At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.
Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.
The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.
Community Bank has been serving Alva, Oklahoma and the surrounding areas since 1984. Community Bank was founded by local community members who wanted to ensure the banking needs of the community were being met. It has been our goal since inception to provide customer-focused services and community development.
BancCentral National Association, founded in 1919, offers a range of depository and lending services.
BancCentral National Association is a commercial bank based in Alva, Oklahoma. It was built in 1901 and has been owned and operated by the Myers family since 1919.
We will customize a trust specifically for your needs and Confidential
Susser Bank was founded in 1959 as an institution to serve Affiliated Food Stores, their owners, employees and their families. With a continued dedication to serving clients and their communities, the bank grew steadily for decades.
In 2018, Susser Bank Holdings LLC purchased control of Affiliated Bank, bringing the capital
701 Highlander Blvd, Suite 350, Arlington, TX, 76015
We offer nationwide advisory services in all commercial real estate markets and for most asset classes. At PRC, our team works to provide commercial real estate financing solutions to business owners nationwide. We assist in the funding of all property types from $1 million to $500 million.
We have been in the real estate/mortgage industry for 33 years. I can help direct you on the best plan for you with your current financial status mixed with your future plans. We offer different financial solutions and sometimes can even help you if you were turned down from a different company. Don't go home shopping without knowing.
Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible.
We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.
