USDA Loan Vs. FHA loan pro & con for Delmar, Wicomico County, MD

In 2025, USDA loan limit in Delmar, county of Wicomico, MD is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Delmar, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

4253060089 2400 miles Lender's profile and map Reviews Lenders Wholesale 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004 How Private Lending Can Get Your Loan Pipeline Growing Again! The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.
(425) 283-5151 2400 miles Lender's profile and map Reviews Puget Sound Cooperative Credit Union 11201 SE 8th Street, Suite 208, Bellevue, WA, 98004 Originally chartered in 1934 as Puget Sound Power & Light Employees Credit Union; today’s Puget Sound Cooperative Credit Union (PSCCU) is not only a not-for-profit, member-owned financial cooperative, but we have grown to become a proactive contributor to environmental sustainability, financial security for others, and job creation.
(888) 711-5036 2400 miles Lender's profile and map Reviews Military VA Loan 200 112th Ave NE, Suite 310, Bellevue, WA, 98004 MilitaryVALoan.com is an independently owned, non-government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy. Call 888-977-5113 to get started.government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy.
(425) 453-5010 2400 miles Lender's profile and map Reviews Fortis Mortgage Advisors 1601 114th Avenue SE, Suite 106A, Bellevue, WA, 98004 The mortgage process has garnered the reputation of being painful, expensive, and time-consuming. We believe it doesn’t have to be. When we started Fortis Mortgage Advisors our goal was to take a complex process and make it easy. At our core, we believe that homeownership, with the right mortgage, is the best.
(425) 202-5979 2400 miles Lender's profile and map Reviews Creek And Ocean Mortgage 845 106 Ave NE, Suite 101, Bellevue, WA, 98004 Creek and Ocean mortgage To overcome this challenge, we work closely with a large number of reputable lenders. We diligently monitor the market to see which lender offers competitive rates and fees; who is running specials; and who currently excels in terms of turn time and customer services.
(425) 999-4172 2400 miles Lender's profile and map Reviews Bismark Lending 10500 NE 8th St, Suite 700, Bellevue, WA, 98004 For the past 30 years Bismark has been lending money to provide private financing for the construction of single-family homes. We began with a mortgage lending license from Washington State, working from an office in Lynnwood, Washington. We financed our business with a line of credit made available by a local retired businessman.
(844) 739-9226 2400 miles Lender's profile and map Reviews Bellevue Capital Group 10500 NE 8th St, Suite 1910, Bellevue, WA, 98004 Bellevue Capital Group is your partner in success. Our underwriting team will quickly evaluate your credit situation and business profile to come up with the best strategic loan program for your specific scenario. With relationships with over 200 lenders, we can provide you with the best possible funding, guaranteed!
(425) 635-4700 2400 miles Lender's profile and map Reviews Legacy Group Capital, LLC 400 112th Avenue North East, Suite 400, Bellevue, WA, 98004 "A Premier private lending company, we build healthy returns through real estate investing and lending opportunities. We partner with builders, real estate investors and homeowners to help them achieve their goals in real estate acquisition through a premier lending platform like no other."
(425) 861-1800 2400 miles Lender's profile and map Reviews American Mortgage Inc 989 112th Ave Ne, Suite 201, Bellevue, WA, 98004 American Mortgage, we believe in helping our clients improve their lives. For the last 20 years, we’ve emphasized building relationships with the people we work with. We feel passionately about bringing transparency and integrity to the mortgage industry. From our very first day, we’ve worked to provide a transformative impact in our client’s lives
(425) 822-1555 2400 miles Lender's profile and map Reviews Intercontinental Mortgage Inc. 10900 Northeast 4th Street, Suite 2300, Bellevue, WA, 98004 Intercontinental Mortgage is a diversified financial service company. However, the business philosophy is a simple one: to offer extensive loan programs to satisfy any clients' home lending needs. Our entire staff is dedicated to promote high standards of business practices & act in accordance with all federal and state laws, rules, & regulations.
(425) 977-2800 2400 miles Lender's profile and map Reviews Quintet Mortgage, LLC 330 112th Avenue Northeast, Suite 301, Bellevue, WA, 98004 Quintet Mortgage LLC is a leading real estate financing firm, providing strategic and resource information for customers, builders, and state agencies. Flexible yet comprehensive in our approach, we are known for being timely and thorough. Clients also know we place an emphasis on details and time tables.