USDA Vs. FHA Pro and Con comparison in Delmar, Wicomico County, MD
In 2026, the USDA loan limit in Delmar, within the county of Wicomico, MD is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate and contrast today's leading USDA and FHA rates, helping assess the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Delmar, Wicomico, MD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Delmar, MD
The objective of Lendersa® is to swiftly and seamlessly secure you the ideal USDA or FHA loan. Choose from three entry points to align with lenders and USDA programs.
A USDA loan is backed by the government’s Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is solely offered in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans necessitate no down payment.
1024 Iron Point Road, Suite 1017, Folsom, CA, 95630
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100 Iron Point Circle, Suite 150, Folsom, CA, 95630
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7700 Folsom Auburn Road, Suite 110, Folsom, CA, 95630
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