In 2025, the USDA loan limit in Delmar, within the county of Wicomico, MD is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate and contrast today's leading USDA and FHA rates, helping assess the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to swiftly and seamlessly secure you the ideal USDA or FHA loan. Choose from three entry points to align with lenders and USDA programs.
A USDA loan is backed by the government’s Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is solely offered in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans necessitate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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