USDA and FHA Pro and Con in West-Ocean-City, Worcester County, MD
For 2025, the USDA loan limit in West-Ocean-City, located within Worcester county of MD, is $285,000. On the other hand, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to weigh today’s best USDA against FHA rates, determining income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you to choose the optimal program in tailored to your financial needs.
Loan Limits and Downpayment Requirements for 2025 in West-Ocean-City, Worcester, MD
Loan Type
Loan Limit
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in West-Ocean-City, MD
The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and stress-free. Choose one of three starting points to match yourself with lenders and USDA loan programs.
The USDA home loan, which is insured by the government’s Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage and is limited to rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.
AmeriDream Mortgage Group LLC specializes in residential home loans with excellent customer service and extensive product knowledge We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending purchase to refinance to construction lending.
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Baylor Health Care System Credit Union was founded on July 11, 1957 by 11 health care professionals who deposited a total of $572.75 in an effort to help each other with loans and savings opportunities. Today the Credit Union has over 5, 400 members and $82 million in assets. Over the course of our 60+ year history.
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