USDA and FHA Pro and Con in West-Ocean-City, Worcester County, MD
For 2025, the USDA loan limit in West-Ocean-City, located within Worcester county of MD, is $285,000. On the other hand, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to weigh today’s best USDA against FHA rates, determining income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you to choose the optimal program in tailored to your financial needs.
Loan Limits and Downpayment Requirements for 2025 in West-Ocean-City, Worcester, MD
Loan Type
Loan Limit
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in West-Ocean-City, MD
The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and stress-free. Choose one of three starting points to match yourself with lenders and USDA loan programs.
The USDA home loan, which is insured by the government’s Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage and is limited to rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.
475 North Martingale Road, Suite 100, Schaumburg, IL, 60173
Key Mortgage is a full-service financial products provider consistently ranking among the top lenders in Chicagoland. The company has twice been named a Top Employer by National Mortgage Professional magazine and a top lender by Chicago Agent magazine. It has also been recognized for excellence both in Illinois and nationally by Ask a Lender.
1300 E Woodfield Rd, Suite 304, Schaumburg, IL, 60173
Zachary Karp Mortgage Team understands that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home.and Zachary Karp is your local and trusted Schaumburg mortgage lender.
1475 E Woodfield Rd, Suite 110, Schaumburg, IL, 60173
HomeTrust Mortgage Corporation is a Mortgage Banker that provides high quality financial services to the public. HomeTrust was founded in 1995 It is our mission to provide high quality mortgage programs at the most competitive rates. We fund Conventional, FHA, VA, and Jumbo mortgages tailored to your unique situation.
Libertyville Bank & Trust Company, National Association
507 N. Milwaukee Ave., Libertyville, IL, 60048
Libertyville Bank & Trust, along with our community banks in Wauconda, Gurnee, Mundelein, Island Lake and Vernon Hills, is the #1 bank in the area, thanks to the confidence and trust that our customers and the community have placed in us. We are dedicated to providing great accounts and outstanding personal service without the costs.
1860 West Winchester Road, Suite 102, Libertyville, IL, 60048
Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business.
Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans, FHA or VA loans
DuPage County Employees Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings
Wheaton Bank & Trust Company, National Association
100 N. Wheaton Avenue, Wheaton, IL, 60187
Wheaton Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
201 20th St S, Irondale, AL, Birmingham, AL, 35210
Empower your dreams with flexible financing solutions from Simple Funding LLC. We are a trusted lender dedicated to helping individuals and businesses achieve their financial goals. Whether you're investing in property, expanding your operations, or consolidating debt, we offer a variety of loan options to fit your needs.
