USDA and FHA Pro and Con in West-Ocean-City, Worcester County, MD
For 2026, the USDA loan limit in West-Ocean-City, located within Worcester county of MD, is $285,000. On the other hand, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to weigh today’s best USDA against FHA rates, determining income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you to choose the optimal program in tailored to your financial needs.
Loan Limits and Downpayment Requirements for 2026 in West-Ocean-City, Worcester, MD
Loan Type
Loan Limit
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in West-Ocean-City, MD
The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and stress-free. Choose one of three starting points to match yourself with lenders and USDA loan programs.
The USDA home loan, which is insured by the government’s Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage and is limited to rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.
Omega Funding, Inc has been providing working capital to business owners since 1997. We can underwrite and fund directly out of our own money or use our network of private investors, non bank sources, and private capital firms. This makes us an invaluable resource in obtaining the best financing alternative for your growing business
Over the 15 ye
5350 N Academy Blvd Ste 205, Colorado Springs, CO, 80918
Strong Tower Mortgage helps Colorado homebuyers and homeowners get the right loan with clear guidance, fast communication, and competitive options. Whether you’re buying, refinancing, or exploring VA, FHA, conventional, or jumbo programs, we build a simple plan and stay on it from application to closing—so you can move forward with confidence, toda
5373 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
Trinity Home Loans is honored to serve home buyers and builders in the state of Colorado. Our years of experience and in-depth knowledge of the local market allows us to provide an exceptional experience for every buyer. Our team is eager to help you get started on your journey and navigate the loan process.
2735 Dublin Boulevard, Colorado Springs, CO, 80918
Aventa Credit Union is a financial services company based out of Colorado Springs, Colorado, United States and serves the Pueblo and San Luis Valley communities as well. Aventa Credit Union is dedicated to protecting your identity and account information. We go above and beyond with products like intrustion software, biometrics.
5525 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
If you're in Colorado and you're looking for some guidance getting a loan for your home, Nina Saldivar would love to help you! Whether you're looking for purchase or refinance, Nina have been a mortgage broker for 14 years and have several tricks in the bag to make your life much easier.
5350 N. Academy Blvd, Suite 205, Colorado Springs, CO, 80918
Our mission is very simple. Treat people the way you want to be treated. Proverbs 18:10 says “The name of the Lord is a strong tower: the righteous man runneth into it, and is safe. Strong-Tower truly wants everyone we work with to feel safe and understand that we will always be honest in our interaction.
1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
5555 Erindale Dr, Suite 206, Colorado Springs, CO, 80918
Colorado Home Mortgage & Financial Ltd. is your source for a variety of HOME LOAN FINANCING OPTIONS. Located in Colorado Springs, CO, We SPECIALIZE in VA, CONVENTIONAL, FHA, JUMBO and NON-PRIME FINANCING!
Whether you’re buying a home or refinancing your current mortgage, the experts at Colorado Home Mortgage & Financial Ltd. are here for you.
