USDA Vs. FHA Pro and Con comparison in Bowie, Prince George's County, MD
In 2025, the USDA loan limit for Bowie in Prince George's county, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and ascertain the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose the program best suited for your financial situation in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Bowie, Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Bowie, MD
Lendersa® is dedicated to swiftly securing the best USDA or FHA loans for you, easily and without hassle. Opt for one of three starting points to link with matching lenders and appropriate USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require none.
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