USDA Vs. FHA your options comparison in Lanham, Prince George's County, MD

In 2025, the USDA loan limit for Lanham in Prince George's County, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA. This tool assists in determining income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to select the most suitable program in for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Lanham, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Lanham, MD

The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you, free from hassle. Select one of three ways to get matched with lenders and USDA loan programs.

Depiction of USDA loan requests matched at Lendersa

Understanding USDA Loans in MD

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Contrary to FHA loans that necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fannie Mae
  • 1100 15th Street NW, Washington, DC, 20005
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  • OAS FCU
  • 1145 17th Street NW, Washington, DC, 20036
  • OAS FCU was born as a joint effort by people from all over the Americas with unique needs that banks were unable to meet. Since then, we have extended our services to various organizations whose members encounter similar challenges We started in 1962 serving the employees of the Organization of American States.
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  • We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.
  • Interior Federal Credit Union
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  • Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.
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  • HUD Federal Credit Union
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  • Department of Labor Federal Credit Union
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