USDA VS FHA in Lanham, Prince George's County, MD

In 2025, the USDA loan limit for Lanham in Prince George's County, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA. This tool assists in determining income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to select the most suitable program in for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Lanham, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Lanham, MD

The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you, free from hassle. Select one of three ways to get matched with lenders and USDA loan programs.

Depiction of USDA loan requests matched at Lendersa

Understanding USDA Loans in MD

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Contrary to FHA loans that necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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