USDA VS FHA in Fairwood, Prince George's County, MD

In 2025, the USDA loan limit in Fairwood, situated within Prince George's county, MD, is $657,900, while the FHA cap for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today, determining the required income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program in that aligns with your financial needs.

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2025 Loan Limits and Down Payment Requirements in Fairwood, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Fairwood, MD

The mission of Lendersa® is to efficiently secure the best possible USDA or FHA loans without complication. Choose from three initial paths to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the government through the Department of Agriculture, exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none, making them a practical choice for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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