USDA Vs. FHA your options comparison in Fairwood, Prince George's County, MD

In 2025, the USDA loan limit in Fairwood, situated within Prince George's county, MD, is $657,900, while the FHA cap for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to compare the leading USDA versus FHA rates available today, determining the required income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program in that aligns with your financial needs.

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2025 Loan Limits and Down Payment Requirements in Fairwood, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Fairwood, MD

The mission of Lendersa® is to efficiently secure the best possible USDA or FHA loans without complication. Choose from three initial paths to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the government through the Department of Agriculture, exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none, making them a practical choice for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rock Rates
  • 950 N Washington St, Alexandria, VA, 22314
  • Rock Rates is the Direct-to-Consumer division of Keystone Funding, Inc Rock Rates was created to provide a completely digital, simple, and pleasant mortgage experience.and Much of the technology and systems used by Rock Rates was developed in-house, based on direct experience with borrowers and their feedback on the mortgage process
  • SouthStar Mortgage LLC
  • 700 North Fairfax Street, Alexandria, VA, 22314
  • SouthStar offers conforming, non-conforming, and governmental loans for both purchases and refinances. SouthStar is experienced with both residential and commercial loans. However, SouthStar is more than just your average mortgage company. We offer experience and personal attention that only a small company can provide.
  • HomeFirst Mortgage Corp
  • 207 South Alfred Street, Alexandria, VA, 22314
  • HomeFirst Mortgage Corp.'s mission statement is actually quite simple: service, service, service. All of us, as consumers, are reminded daily of the downside of poor service. Our goal is to provide you with an incomparable level of service therefore making you an educated consumer and well-satisfied client.
  • Monument Home Loans
  • 4075 Wilson Blvd, Suite 823, Arlington, VA, 22203
  • Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
  • WH Mortgage
  • 6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817
  • Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.
  • Infinity Capital Finance
  • 10411 Motor City Dr, 7th Floor, Bethesda, MD, 20817
  • "Infinity Capital Finance is a direct private money lender that provides financing through loans secured by non-owner occupied residential real estate. With more than 30 years of combined experience, the partners of Infinity Capital Finance have organized operations around sound business practices, integrity, efficiency,"
  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal
  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.