USDA Vs. FHA Pro and Con comparison in Chesapeake-Beach, Calvert County, MD
In 2025, USDA loan limit in Chesapeake-Beach, county of Calvert, MD is $657,900 while FHA limit is $822,375 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Chesapeake-Beach, county of Calvert, MD
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan options in Chesapeake-Beach, MD
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
IDB Ltd. began its operations in New York City in 1949, when it established a representative office. At that time there were only a few employees and limited contact with the public. In 1962, IDB Ltd. became one of the first foreign banks to open a branch in New York when the New York State banking law was changed to allow foreign banks.
1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for
Bank-foreclosed residential properties
REOs
Short Sales
Multi-family buildings
Real estate acquisition
We are a direct hard money lender. We are not brokers. We do work with b
60 East 42nd Street, Suite 3010, New York, NY, 10165
Fort Amsterdam Capital is a seasoned real estate debt platform that originates short-term, high-yielding bridge loans ranging in size from $8 - $100 million, primarily in the New York City metro area. To date, Fort Amsterdam Capital has originated over $95 million of loans with a proven track record of double-digit returns.
The Polish & Slavic Federal Credit Union was established in 1976 by the founders of the Polish & Slavic Center led by Rev. Longin Tolczyk. The founders wanted to help immigrants who, upon arrival in New York City, wanted to buy houses in Greenpoint but were turned down by the banks. Banks were unwilling to extend credit for purchases
VII Capital Funds brings business, financial and commercial private industries together with non-traditional, flexible commercial loan programs, that wouldn't otherwise be possible, helping our clients realize their project development dreams. business, financial and commercial private industries together with non-traditional,
At Lument, our commitment to relationships drives us to understand our clients’ business—and that insight guides us as we structure our loans. And thanks to the deep resources of ORIX and the broad product platform we’ve assembled by combining the Hunt Real Estate Capital, Lancaster Pollard, and RED Capital Group brands.
Bank Leumi USA (Leumi) is now Valley Bank. It is a full-service commercial and private banking institution providing financial services to middle market firms, as well as a full range of private banking solutions to domestic and international clients. Leumi also offers a broad range of securities and insurance products through its brokerage subsidi