USDA Vs. FHA your options comparison in Prince-Frederick, Calvert County, MD

For the year 2025, the USDA loan limit in Prince-Frederick, located in Calvert county, MD, is $657,900. For a single-family home, the FHA limit is $822,375.

Make use of the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates of the day. Determine the necessary income, credit, reserves, and documents required for qualification. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program for your finances in .

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2025 Loan Limits and Down Payment Requirements in Prince-Frederick, Calvert, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Possibilities in Prince-Frederick, MD

The goal of Lendersa® is to quickly connect you with the finest USDA or FHA loan without hassle. Initiate your journey with one of three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan is guaranteed by the government’s Department of Agriculture, often referred to as a USDA rural development loan or mortgage, and is exclusively available in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans have no down payment requirement at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Empire Mortgage
  • 6180 Brent Thurman Way, Suite 200 - A, Las Vegas, NV, 89148
  • At Empire Mortgage, our focus is our clients! We strive to understand your unique situation in order to tailor fit your mortgage options. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Modern Finance LLC
  • 6069 South Fort Apache Road, Suite 130, Las Vegas, NV, 89148
  • Modern Finance Modern Finance is dedicated to providing the best service and consultation for clients trying to obtain or refinance a loan and also Modern Finance L.L.C. is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity
  • iNV Home Loans
  • 9205 W. Russell Rd, Suite 240, Las Vegas, NV, 89148
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Box
  • 9435 West Russell Road, Suite 110, Las Vegas, NV, 89148
  • We are a Nevada-based mortgage company passionate about funding your dreams.We've spent more than a decade serving Nevada homeowners and real estate professionals. We work every day to wow our clients by creating the ultimate homebuying experience. Because we are a mortgage broker, we are able to shop multiple lenders.
  • Blackmon Home Loans
  • 8880 W. Sunset Rd., Suite 190, Las Vegas, NV, 89148
  • Blackmon Home Loans offers three decades of experience in the home mortgage business. We understand the local home buying process and what residents of Southern Nevada can expect when trying to purchase or refinance a home. We can help you buy a new house or refinance your mortage in Las Vegas.
  • Battle Born Capital, LLC
  • 8930 Spanish Ridge Ave, Las Vegas, NV, 89148
  • Battle Born Capital was founded by a team of industry leaders who know the Southern Nevada trust-deed investing landscape better than anyone. Our owners and principals are professionals from the real estate, legal, accounting and mortgage lending industries who have been through –and understand--
  • Catlin Capital, Inc.
  • 1410 N Mullan, Suite 205, Spokane, WA, 99206
  • Catlin Capital's Loan Officers are entrusted with your very personal financial information and we secure our clients' data and information fully. We understand that securing the right mortgage is an essential part of achieving your financial dreams and goals. At Catlin Capital, we consider ourselves "stewards of wealth
  • The DM3 Group
  • 11700 W. Charleston Blvd, Suite 170, Suite 105, Las Vegas, NV, 89135
  • The DM3 Group is proud to offer some of the most innovative loan products in the market place today. With over 25+ years of experience in lending, we aim to be your first phone call when considering any loan. We promise to be honest, efficient and courteous to all our clients. There will be no time wasted while working with us.
  • Lisa Fleck
  • 1980 Festival Plaza Drive, Suite 330, Las Vegas, NV, 89135
  • Lisa Fleck, Producing Branch Manager and Certified Divorce Lending Professional, has been in the mortgage business for over 20 years. She has been a nationally ranked top 1% loan originator for the past 6 years, and helps over 120 families annually with all facets of residential real estate financing.
  • The Mevorah Team
  • 10777 W Twain Ave, Suite 220, Las Vegas, NV, 89135
  • "The Mevorah Team has over 20 years of experience and its loan originators rank consistently in the top 1% nationwide. JASON MEVORAH is the owner and LOAN ORIGINATOR We strive to provide this level of service all while offering a competitive interest rate that you might not expect from a high-touch community lender."