In the year 2026, the USDA loan cap set in Deale, of county Anne Arundel, MD, is $466,400. Comparatively, the limit for FHA loans, tailored for a single-family home, is set at $632,500.
Utilize Lendersa®'s USDA loan calculator to juxtapose today's leading USDA against FHA rates, while determining income, credit standing, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, review USDA, FHA, Conforming, and VA loans side by side, assisting you to select the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $466,400 | 0% |
| FHA | $632,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary objective of Lendersa® is to ensure you secure the most favorable USDA or FHA loan quickly, and with zero hassle. Choose among three initial routes that link you with suitable lenders and USDA loan offers.
A USDA loan is government-backed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage. These loans are primarily available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment, offering a significant advantage for qualifying applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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