USDA VS FHA in Denton, Caroline County, MD

In 2025, the USDA loan limit in Denton within Caroline, MD, reaches $336,500, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates, helping determine the income, credit, reserves, and necessary documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding on the optimal program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Denton, Caroline, MD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Denton, MD

At Lendersa®, our aim is to quickly connect you with the most suitable USDA or FHA loan without hassle. Choose one of three starting paths that align you with matching lenders and USDA loan programs.

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Understanding USDA Loans in MD

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, USDA loans differ from FHA loans which require at least a 3.5% down payment, as they require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pioneer Federal Savings and Loan
  • 32 N. Washington St, Dillon, MT, 59725
  • Pioneer Federal Savings and Loan Association is dedicated to providing quality services and products to its customers all the while remaining financially strong and adding value to the quality of life in the communities it services. We are proud to have served our communities for over 100 years by helping our neighbors fulfill their dreams.
  • Westgate Mortgage LLC
  • 94 West Main Street, Grantsville, UT, 84029
  • Westgate Mortgage are proud to have served the residents of Utah and Nevada since 1997. As a member of the Tooele County community, we have worked to establish a reputation of honesty and reliability. We would never ask our clients or prospective clients to do anything we would also not do and that includes sending social security numbers
  • Cochise Credit Union
  • 170 N. Haskell, Willcox, AZ, 85643
  • Cochise Credit Union was state chartered in 1958 in Willcox, AZ to serve the financial needs of Sulphur Springs Valley Electric Cooperative (SSVEC) employees and their families. Over the years the credit union has expanded their field of membership to serve the following zip codes: 85643, 85644, 85625, 85605, 85606,
  • Southeastern Arizona Federal Credit Union
  • 1600 N Panamerican Avenue, Douglas, AZ, 85607
  • SEAFCU is a not-for-profit, member owned financial institution dedicated to providing our members with excellent service and products. This service will be delivered with the utmost professionalism of our employees. We will earn the trust of our members through recognition of our responsibility to make safe and sound business decisions.
  • Coconino Federal Credit Union
  • 2800 S. Woodlands Village Blvd, Flagstaff, AZ, 86001
  • Established in 1955 Coconino Federal Credit Union began in 1955 as a teachers credit union. Over the years we have grown to be the only financial institution based in Coconino County and open to everyone in Coconino County. We still use the original foundation for the credit union- People Helping People!
  • Bankers Capital Resources Inc
  • 450 Jordan Road, Suite 4, Sedona, AZ, 86336
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • St. Pat's Employees FCU
  • 500 West Broadway, Missoula, MT, 59802
  • St. Pat’s Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the St. Pat’s Employees Federal Credit Union will continue a sound yet progressive asset management strategy.
  • First Montana Bank
  • 201 N. Higgins Ave, Missoula, MT, 59802
  • Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.