In 2026, the USDA loan limit in Denton within Caroline, MD, reaches $336,500, while the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates, helping determine the income, credit, reserves, and necessary documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding on the optimal program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our aim is to quickly connect you with the most suitable USDA or FHA loan without hassle. Choose one of three starting paths that align you with matching lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, USDA loans differ from FHA loans which require at least a 3.5% down payment, as they require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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