USDA and FHA Pro and Con in Chester, Queen Anne's County, MD
For the year 2026, the USDA loan cap in Chester, within Queen Anne's county, MD, is set at $430,500, whereas the FHA limit, applicable to a single-family dwelling, is $538,200.
You can use the Lendersa® USDA loan calculator to evaluate the most favorable USDA versus FHA rates today, along with understanding the income, credit score, reserves, and necessary documentation required to meet qualifications. Our advanced mortgage comparison tool allows you to simultaneously view USDA, FHA, Conforming, and VA loans, assisting you in determining the optimal program for your specific financial standing in .
Loan Limits and Downpayment Requirements for 2026 in Chester, County of Queen Anne's, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Chester, MD
The mission of Lendersa® is to simplify obtaining the perfect USDA or FHA loan quickly and hassle-free. Choose from three starting strategies, each connecting you with lenders that offer USDA loan programs as well.
A USDA home loan is guaranteed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is uniquely available in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA mortgages stand out by requiring no down payment.
Cofmar Financial Inc. is guided by relentless focus on our customers. We deliver operational excellence in every corner of the Company and meet or exceed our commitments to all our customers. All of our long-term strategies and short-term actions are molded by a set of core values that are shared by each and every employee.
600 Reisterstown Rd, Suite 602, Pikesville, MD, 21208
Pimlico Capital is a hard money lender based in Baltimore, Maryland. We are a direct lender (not a broker) and leading provider of hard money financing in all 50 states. Our team has real estate investor experience and knows what it takes to be successful in today’s competitive market.
Trius Lending Partners is a direct, private money and hard-money lender with headquarters in Maryland and the Mid-Atlantic.We lend on residential investment properties, fix and flip and rehab projects as well as commercial properties throughout the Mid-Atlantic region.We take into account the borrower, property, area and the overall opportunity.
First Savings Mortgage Providing outstanding customer service, through in‐house pricing, processing, underwriting and closing we save you time, closing your loan quickly.We help individuals looking to purchase, refinance or invest in property in the Washington DC metro area. We are experts on Capitol Hill where we have been part of the community.
Kerins Associates goal is to help families meet their personal and financial goals with the lowest monthly mortgage payment. Making dreams come true is what drives me to excel every day. With my many years in the mortgage business I have built relationships with top lenders to provide elite programs and pricing.
12501 Prosperity Dr, Suite 430, Silver Spring, MD, 20904
Advanced Mortgage our Mission is to serve individuals and families with the utmost integrity. Advanced Mortgage. Financing a home is one of the biggest commitments you will ever make. Let Advanced Mortgage help guide you through the entire loan process, from application to closing and beyond. Advanced Mortgage LLC,
We’re proud to serve you! As a valued member of our financial “family” your needs are our #1 priority. That’s why we offer a wide variety of products and friendly, reliable service – all in one convenient place. Our checking, savings & investment accounts are all designed to meet your individual needs.
The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
