USDA Vs. FHA Pro and Con comparison in Chester, Queen Anne's County, MD
For the year 2025, the USDA loan cap in Chester, within Queen Anne's county, MD, is set at $430,500, whereas the FHA limit, applicable to a single-family dwelling, is $538,200.
You can use the Lendersa® USDA loan calculator to evaluate the most favorable USDA versus FHA rates today, along with understanding the income, credit score, reserves, and necessary documentation required to meet qualifications. Our advanced mortgage comparison tool allows you to simultaneously view USDA, FHA, Conforming, and VA loans, assisting you in determining the optimal program for your specific financial standing in .
Loan Limits and Downpayment Requirements for 2025 in Chester, County of Queen Anne's, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Chester, MD
The mission of Lendersa® is to simplify obtaining the perfect USDA or FHA loan quickly and hassle-free. Choose from three starting strategies, each connecting you with lenders that offer USDA loan programs as well.
A USDA home loan is guaranteed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is uniquely available in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA mortgages stand out by requiring no down payment.
KC Fairfax FCU is owned and democratically controlled by our members. KC Fairfax FCU is safe. Deposits are insured up to $250,000 and strives to improve the economic well-being of our members. For over 66 years, KC Fairfax FCU has been committed to providing lost-cost loans and fair return on savings to our members.
Bank of Labor cares about individuals, small businesses, and the community. You see it in our actions and what we offer. We make sure our products and services go above and beyond, such as our reward program options that can help customers get points toward travel, merchandise, and the perks that other places may not offer to everyone.
Reliance Credit Union was founded in 1931 serving the public utility employees in the Kansas City area. Since then we have expanded our membership profile to become a community credit union. We are dedicated to providing a safe, convenient place for our members to save and obtain loans at a reasonable rate.
1300 NW Briarcliff Parkway, Suite 275, Riverside, MO, 64150
United Fidelity Funding is recognized for being the gold standard of home loan mortgages. We show our clients that there are mortgage companies that you can rely on & trust by providing best-in-class service, competitive interest rates & cutting-edge technology. Between working with our experienced loan experts and having no underwriting overlays.
At Equity Source Mortgage (NMLS #295556) we sit on your side of the table. We know the costs – whether you are buying a home for the first time or refinancing an existing mortgage, we share our deep knowledge of the industry from the very first meeting. We are a team that is customer-centric, experienced
SimpliFast Lending has implemented plans to keep our employees safe while we continue to serve our customers through this COVID-19 virus crisis. We are proud to have robust technology in place that enables our employees to efficiently and effectively provide customer service remotely. Our office phones are all still working,
Bank of Maple Plain, one of Minnesota's longest standing institutions, is just that kind of bank. Since 1905, they've been providing customers like you with excellent banking service. Open a checking or savings account here for safe and secure banking. We offer a wide array of products and services for consumers as well as business customers.
Bank Of Prairie Village is a branch office of Bank Of Prairie Village. They provide the following services: Full Service Office Location and are located at 3515 W. 75th Street in Prairie Village Kansas.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
