USDA Vs. FHA your options comparison in Chester, Queen Anne's County, MD
In 2025, USDA loan limit in Chester, county of Queen Anne's, MD is $430,500 while FHA limit is $538,200 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Chester, county of Queen Anne's, MD
Loan Type
Loan Limit
Down payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Chester, MD
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 24 million VA loans, helping veterans, active duty military members and their families purchase or refinance a home.
3131 Camino Del Rio North Suite # 310, San Diego, CA, 92108
Windvest was founded in 1994 as a privately held real estate investment firm focused on opportunistic commercial and residential real estate investment projects. In addition to our own investment activities we operate as a direct lender.Dr. Carlos Jimenez is the Chairman and Founder of Windvest Corporation.
4542 Ruffner Street, Suite 240, San Diego, CA, 92111
Mortgage Lending Consulting Group Corp (MLCG) has experts available to assist with your mortgage needs. You will benefit from our 29 years of experience, specializing in providing Fannie Mae, FHA and VA insured mortgages. We will personally guide you through the entire process of refinancing your current home loan
7675 Dagget Street, Suite 330, San Diego, CA, 92111
Our Mission is to Providing trusted and knowledgeable commercial real estate financial solutions since 1972. As one of the largest privately held commercial real estate finance companies in the western United States, Pacific Southwest Realty Services (PSRS) has anchored its success by delivering financing that matches your needs.
4617 Ruffner Street, Suite 100, San Diego, CA, 92111
Utopia Management is a full service California property Management Company. We are the largest California property management company managing individual units throughout California, Washington and Nevada. Utopia Management® is relatively unique in that we can handle our client’s entire rental property management needs.
11323 E San Raphael Driveway, San Diego, CA, 92111
Hampton Mortgage Group are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
TOP NOTCH REALTY, INC are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. That's why our goal is to keep you informed on trends in the marketplace using the latest statistics in your local area. With property values continuing to rise, real estate is a sound investment.
4626 Mercury Street, Suite 400, San Diego, CA, 92111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7840 Stalmer Street, Suite B15, San Diego, CA, 92111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
