USDA Vs. FHA Pro and Con comparison in Easton, Talbot County, MD
For the year 2025, the USDA loan limit in Easton, within Talbot county, MD, stands at $345,000. Meanwhile, the FHA loan limit for a single-family home is set at $472,030, providing a reference point for potential homebuyers determining their financing needs.
Utilize the Lendersa® USDA loan calculator to effectively compare today’s top USDA against FHA interest rates. This tool helps evaluate the required income, credit rating, reserves, and documentation for loan qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the mortgage option that best fits your financial strategy in .
2025 Loan Limits and Down Payment Guidelines in Easton, Talbot, MD
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Opportunities in Easton, MD
The primary objective of Lendersa® is to quickly secure the most beneficial USDA or FHA loan without hassle. Choose one of three starting options to connect with lenders who meet your needs and access appropriate USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans offer no down payment requirement, significantly benefiting eligible rural homebuyers.
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