USDA Vs. FHA your options comparison in Easton, Talbot County, MD

In 2025, USDA loan limit in Easton, county of Talbot, MD is $345,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Easton, county of Talbot, MD

Loan Type Loan Limit Down payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Easton, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • California Vanguard
  • 4420 E. Miraloma Ave, Suite L, Anaheim, CA, 92807
  • California Vanguard Mortgage Specialist they will assess your needs and help determine which route will lead you to a loan that will fit you and your family. Ask as many questions as possible and talk about your true immediate and long-term goals to enable your mortgage specialist to deliver the comprehensive help you need
  • New Horizons Loans
  • 6200 East Canyon Rim Road, Anaheim, CA, 92807
  • "Brett Faryniarz, Broker/Owner has been licensed and originating Government and Conventional loans since 1997. ""Our passion is helping individuals and families save their hard earned money with excellent loan programs. New Horizons Specializes in: Residential VA, FHA and Conventional Lending"
  • Pridemark Real Estate
  • 5241 East Santa Ana Canyon Road, Suite 110, Anaheim, CA, 92807
  • Drawing from his over 20 years experience in the Real Estate Industry, Todd has established strong community recognition built on his trademark of personalized service to the many families moving in and out of North Orange County. Being an Orange County Native, Todd has intimate knowledge of each community's unique character
  • US Lending Network, Inc.
  • 4411 E. La Palma Avenue, Anaheim, CA, 92807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Orange County Mortgages by End Zone Mortgage
  • 6200 E. Canyon Rim Rd. Suite 204, Anaheim, CA, 92807
  • We have 13 Lenders to work with you, some with down payment assistance programs. We have FHA VA and Conventional Loans with down payments as low as 3.5 % and conventional loan with only 3% down and lender paid Mortgage Insurance. We offer 12 and 24 month bank statement loans for our Self Employed Clients.
  • Trimark Funding
  • 5753 Santa Ana Canyon Road, Suite 617, Anaheim, CA, 92807
  • Trimark Funding is hard money lender headquartered in Anaheim Hills, CA. They provide funding in California. Their lending focus is mainly on fix and flip hard money loans. They do not require a minimum FICO rating to receive a loan. The focus of their loans is for single family and multi-family units
  • TRT HOME LOANS, INC.
  • 3110 E. Garvey Ave South, West Covina, CA, 91791
  • At TRT Home Loans, Inc, I am pleased to share with you our mission statement. To dedicate the highest quality of customer service to our clients and customers with honesty, integrity & a professional environment. At TRT Home Loans, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan.
  • Alamo Jewelry & Loan
  • 544 N Azusa Ave, West Covina, CA, 91791
  • Alamo Jewelry & Loan is a pawn shop in West Covina. We specialize buying, selling, and loaning on guns and firearms of all types, new and used, from the newest models to the classics, to the even higher end brands. We also specialize in jewelry, buying scrap gold, silver, and platinum, and anything else of value.
  • ShopAround Real Estate Services
  • 640 South Sunset Avenue, Suite 209D, West Covina, CA, 91791
  • ShopAround Real Estate Services goal is to give you the opportunity to expand the exposure of your property for sale to the mass market and get back a quicker response with your investment. Our mortgage financing product will also help you obtain a new mortgage to relinquish the old one.
  • GM Brokerage
  • 150 N Grand Ave, Suite 204, West Covina, CA, 91791
  • GM Brokerage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.