As of 2025, the USDA loan limit in Centreville, within Queen Anne's county, MD, is set at $430,500, whereas the FHA ceiling for a single-family home is $538,200.
With the Lendersa® USDA loan calculator, you can compare today's USDA versus FHA best rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $430,500 | 0% |
| FHA | $538,200 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to securing the best USDA or FHA loans quickly and without hassle. Choose any of the three starting points that align you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering less financial barrier to eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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