USDA Vs. FHA your options comparison in Stevensville, Queen Anne's County, MD
In the year 2025, the USDA loan limit in Stevensville, within the bounds of Queen Anne's county, MD, is set at $430,500. In contrast, for an individual family home, the FHA limit is $538,200.
Utilize the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates, and determine what income, credit, reserves, and documents are necessary to qualify. Our sophisticated mortgage calculator lets you compare various options such as USDA, FHA, Conforming, and VA side-by-side, assisting you in determining which program in suits your unique financial scenario.
Loan Limits and Down Payment Requirements for 2025 in Stevensville, Queen Anne's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Stevensville, MD
Lendersa® is dedicated to securing the best possible USDA or FHA loan for you, swiftly and without complication. Choose from one of three pathways to connect with lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA mortgage or USDA rural development loan, is intended for rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans demand zero down payment. These conditions highlight the benefit of USDA loans for qualifying individuals in rural communities, as they can secure housing without the initial financial burden associated with the down payment typically required by other loan types.
Devil's Slide Federal Credit Union We are chartered to serve persons who live, work, worship or attend school in Morgan and Summit counties. Our institution is owned and operated by our members with the purpose of providing competitive rates for loans and shares while at the same time maintaining a good net worth ratio.
Members Preferred Credit Union has been open since . It's the 21st largest credit union in Idaho with assets totaling $44.43 Million and providing banking services to more than 4,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
A good surprise can fill you with excitement and joy. A financial surprise, on the other hand, is right up there with unjust parking tickets and an unexpected flat. When dealing with sudden purchases on limited funds, the stress can be insurmountable. What do you do in a situation like that? You call Teton Financial.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in Idaho, Our team specializes in Southeast Idaho, including Idaho Falls, Pocatello, Rexburg, Rigby, and Blaclfoot. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt
InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
