USDA Vs. FHA your options comparison in Stevensville, Queen Anne's County, MD
In the year 2025, the USDA loan limit in Stevensville, within the bounds of Queen Anne's county, MD, is set at $430,500. In contrast, for an individual family home, the FHA limit is $538,200.
Utilize the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates, and determine what income, credit, reserves, and documents are necessary to qualify. Our sophisticated mortgage calculator lets you compare various options such as USDA, FHA, Conforming, and VA side-by-side, assisting you in determining which program in suits your unique financial scenario.
Loan Limits and Down Payment Requirements for 2025 in Stevensville, Queen Anne's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Stevensville, MD
Lendersa® is dedicated to securing the best possible USDA or FHA loan for you, swiftly and without complication. Choose from one of three pathways to connect with lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA mortgage or USDA rural development loan, is intended for rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans demand zero down payment. These conditions highlight the benefit of USDA loans for qualifying individuals in rural communities, as they can secure housing without the initial financial burden associated with the down payment typically required by other loan types.
In 1946, after numerous requests from Montezuma citizens, Melvin Arendt bid farewell to his brother, Louis, at Gibson Savings Bank and moved his family to Montezuma to start Peoples Savings Bank. Melvin was joined in the bank by his two sons Richard and Jim and son-in-law Bill Bolen. Jim later retired in July of 2001.
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Chris Luis is your premier mortgage expert located in Florida. He prides himself on making the loan process simple, straightforward and fast for any homebuyer. A 97% Customer Satisfaction Rating and 98% Final Approval Average. That is higher than Quicken Loans 88%, or Veterans United 88% or Bank of America 83% or Guaranteed Rate 93%
The Sunrise Financial Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
I have been in the mortgage business since 1992. Early in my career I quickly learned attention to detail and staying current with lending programs and regulations is pivotal in setting the stage for the smoothest mortgage process for a consumer. While everyone strives for the perfect process,
Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.
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Since 1899 American Savings Bank a location of Readlyn Savings Bank and the people of Tripoli have worked together to make our town a great place to live. As a reliable and trusted hometown bank, ASB has stood shoulder-to-shoulder with Tripoli through the Great American Century; facing our common challenges head on.
