USDA Vs. FHA your options comparison in Stevensville, Queen Anne's County, MD
In the year 2026, the USDA loan limit in Stevensville, within the bounds of Queen Anne's county, MD, is set at $430,500. In contrast, for an individual family home, the FHA limit is $538,200.
Utilize the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates, and determine what income, credit, reserves, and documents are necessary to qualify. Our sophisticated mortgage calculator lets you compare various options such as USDA, FHA, Conforming, and VA side-by-side, assisting you in determining which program in suits your unique financial scenario.
Loan Limits and Down Payment Requirements for 2026 in Stevensville, Queen Anne's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Stevensville, MD
Lendersa® is dedicated to securing the best possible USDA or FHA loan for you, swiftly and without complication. Choose from one of three pathways to connect with lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA mortgage or USDA rural development loan, is intended for rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans demand zero down payment. These conditions highlight the benefit of USDA loans for qualifying individuals in rural communities, as they can secure housing without the initial financial burden associated with the down payment typically required by other loan types.
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9920 Pacific Heights Blvd, Ste. 150, San Diego, CA, 92121
At Complete Lending, we specialize in empowering real estate investors with fast and flexible financing solutions. Our expert team, led by Jeb Durgin, provides tailored funding for projects ranging from fix-and-flip to rental expansions, ensuring speed, flexibility, and results. Collaborate with us to access reliable capital and scale your ambition
10120 Pacific Heights Blvd, Suite 100, San Diego, CA, 92121
At USE Credit Union we go above and beyond to provide extraordinary experiences. We care about your needs and every experience. Discover what makes us unique and how we can help make your dreams come true. Wherever life takes you, we’re here to help – with products, services and personalized attention you need at every turn
10509 Vista Sorrento Parkway, Suite 200, San Diego, CA, 92121
Guaranteed Rate was founded on the simple idea of building a mortgage company focused on serving the best interests of our customers. Our straightforward business model is structured to provide our customers with the right products, lowest rates and un-matched service. Today, we're one of the largest independent.
10509 Vista Sorrento Pkwy, Suite 400, San Diego, CA, 92121
At The Donovan Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
9909 Huennekens Street, Suite 200, San Diego, CA, 92121
FedHome Loan Centers is an FHA broker comprised of a privately held network of government loan specialists, counselors, Realtors® and mortgage professionals dedicated to empowering customers with sustainable home ownership. When you contact FedHome Loan Centers, you are plugging into a storehouse of beneficial tools for debt
4445 Eastgate Mall, Suite 200, San Diego, CA, 92121
American Mortgage Bank specializes in providing Residential and Commercial Banking solutions in all 50 States, including solutions that meet the needs of traditional “Inside the Box” scenarios, as well as solutions for homeowners who have found themselves “Outside the Box” since the global financial crisis.
11230 Sorrento Valley Road, Suite 160, San Diego, CA, 92121
Ocean Mortgage offer a wide range of mortgage products, separating us from big banks and direct mortgage bankers. As a wholesale mortgage broker we can offer better financing than the majority of lenders, which results in a better deal for you, our client. We specialize in residential mortgages, including purchases and refinances.
