USDA and FHA Pro and Con in Fruitland, Wicomico County, MD
In 2026, the USDA loan limit for Fruitland, located within Wicomico county, MD, is $336,500. For single-family homes, the FHA limit is $472,030.
Leverage Lendersa®'s USDA loan calculator to assess today's USDA versus FHA rates and identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in determining which program in best aligns with your financial goals.
2026 Loan Limits and Down Payment Requirements in Fruitland, Wicomico County, MD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Fruitland, MD
Lendersa® is dedicated to securing the optimal USDA or FHA loan for you swiftly and hassle-free. Choose any of the three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is limited to rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, thereby offering enhanced accessibility for those eligible.
19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971
We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.
Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.
Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
Queenstown Bank has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education, culture and the arts, social service agencies, charitable activities, community and economic development,
Bayside Mortgage Services Inc, we've been helping customers acheive the dream of home ownership since 2003. Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process
Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.
The Intrepid Private Capital Group is a leader in providing business funding solutions. We screen Projects for a remarkable number of private funding sources around the world, principally: offshore money management groups, very large trusts, funds, pension plans and several boutique investment groups,
Chesapeake Bank’s roots stretch deep into the sandy soil of Virginia’s Northern Neck and reach back to the dawn of the twentieth century. Originally charted as Lancaster National Bank on April 13, 1900, we’ve been focused on our community from the very beginning. The Bank’s first clients were watermen, farmers and small business owners.
