In 2026, the USDA loan cap in Princess-Anne, within Somerset County, MD, is $285,000, while the FHA limit for a single-family home is $356,362.
Use Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, helping to identify the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the optimal program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Princess-Anne, Somerset County, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Princess-Anne, MD
The aim of Lendersa® is to ensure you get the best USDA or FHA loan promptly and without hassle. Start with one of three approaches to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment at all.
560 Riverside Drive, Suite A102, Salisbury, MD, 21801
Lends in Maryland
Salisbury Neighborhood Housing Services (SNHS) is a private non-profit organization. Our mission is to cultivate sustainable neighborhoods with partnerships and lending that inspire self-reliance, growth and optimism.
The organization was incorporated in 1994 with the vision of increasing homeownership
Hebron Savings Bank began business in 1910 in a room, which was also used to store salt. One hundred pound bags of salt, used for hog killing, were stored in the room. Lots of times, the salt would spill out from the sacks particularly during damp weather as the sacks burst from the moisture.
As a licensed Mortgage Lender/Broker, we know from firsthand experience how overwhelming it can be to deal with mortgages. However, we also know that it doesn’t have to be this way. Seafarer Home specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions.
At Oyster Mortgage, we believe that customer service is a value worth its weight in gold. That's why we try and personalize every step of the loan process from application to settlement. In home appointments and settlements are the norms, not the exception with us. Our loan consultants take the time to sit down with our customers.
Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.
