USDA and FHA Pro and Con in Pocomoke-City, Worcester County, MD

In 2026, the USDA loan limit for Pocomoke-City, situated in Worcester county, MD, is $285,000. Meanwhile, the FHA limit for a single-family home is set at $356,362.

Leverage the Lendersa® USDA loan calculator to compare today’s prime USDA and FHA rates. Determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option in for your financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Pocomoke-City, Worcester, MD

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discovering USDA and FHA Loan Opportunities in Pocomoke-City, MD

The objective of Lendersa® is to secure the best USDA or FHA loan for you quickly, with minimal hassle. Choose from three starting points that lead to matching lenders and USDA loan programs.

Results from Lendersa USDA loan request and matching

Understanding USDA Loans in MD

A USDA home loan is guaranteed by the Department of Agriculture and is often referred to as a USDA rural development loan or USDA mortgage. These loans are specifically for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • BestWay Lending Inc,
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  • Northwest Mortgage Services, Inc.
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  • Puget Sound Refinery Federal Credit Union
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