For the year 2025, the USDA loan limit in Seabrook, located within Prince George's, MD, is established at $657,900. On the other hand, the FHA loan limit for a single-family home reaches $822,375. Understanding these limits is crucial for prospective home buyers evaluating different financing options.
To effectively compare today’s best USDA versus FHA rates, consider using the Lendersa® USDA loan calculator. This tool assists in evaluating the necessary income, creditworthiness, reserve requirements, and documentation for eligibility. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, allowing you to discern which program might be optimal for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The mission of Lendersa® is to swiftly and smoothly secure the most favorable USDA or FHA loan for you. Choose from three different pathways designed to find matching lenders and suitable USDA loan programs tailored to your specific needs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically designed for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage facilitates 100% financing with no necessary down payment, making it an attractive option for homebuyers seeking substantial savings on upfront costs.
Enter your location to find out if it qualifies for USDA rural housing loan?
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