USDA VS FHA in Seabrook, Prince George's County, MD
For the year 2025, the USDA loan limit in Seabrook, located within Prince George's, MD, is established at $657,900. On the other hand, the FHA loan limit for a single-family home reaches $822,375. Understanding these limits is crucial for prospective home buyers evaluating different financing options.
To effectively compare today’s best USDA versus FHA rates, consider using the Lendersa® USDA loan calculator. This tool assists in evaluating the necessary income, creditworthiness, reserve requirements, and documentation for eligibility. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, allowing you to discern which program might be optimal for your financial needs in .
Overview of 2025 Loan Limits and Down Payment Requirements in Seabrook, Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Solutions in Seabrook, MD
The mission of Lendersa® is to swiftly and smoothly secure the most favorable USDA or FHA loan for you. Choose from three different pathways designed to find matching lenders and suitable USDA loan programs tailored to your specific needs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically designed for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage facilitates 100% financing with no necessary down payment, making it an attractive option for homebuyers seeking substantial savings on upfront costs.
The IDB Global Federal Credit Union is a not-for-profit, financial service cooperative owned by over 11, 000 members and sponsored by the Inter-American Development Bank community (IDB and IDB Invest and From our humble beginnings over 60 years ago, we have worked steadily together with members.
451 7th Street SW, Suite 3241, Washington, DC, 20410
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1800 F Street NW, Room 1211, Washington, DC, 20405
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To provide financial services that promote the wise use of money To be a benefit of employment
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ColumbiaNational provides its clients with unparalleled analytical and advisory services. We never endorse or facilitate a transaction without conducting a comprehensive analysis of its viability. Once a project’s potential is established, our expert financial advisors design a capital structure to help our clients.
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