USDA Vs. FHA your options comparison in New-Carrollton, Prince George's County, MD

For 2025, in New-Carrollton of Prince George's County, MD, the USDA loan limit is $657,900, whereas the FHA loan limit for a single-family residence is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. It helps determine the needed income, credit, reserves, and necessary documents for qualifying. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans all side-by-side, enabling you to choose the best option in that suits your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in New-Carrollton, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in New-Carrollton, MD

The mission of Lendersa® is to swiftly secure you the most suitable USDA or FHA loan without complications. Choose among three introductory options that will help connect you with lenders and USDA loan offerings.

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Overview of USDA Loans in MD

A USDA home loan is supported by the government's Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and it's available only in rural communities. In contrast to FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bear Creek Mortgage Corp
  • 13570 Northgate Estates, Suite 200, Colorado Springs, CO, 80921
  • Bear Creek Mortgage Corp. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • A&A Mortgage Life and Investments
  • 1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
  • We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.
  • Ultimate Mortgage LLC
  • 12675 Woodruff Drive, Colorado Springs, CO, 80921
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fidelity Mortgage Solutions
  • 15455 Gleneagle Drive, Suite 230, Colorado Springs, CO, 80921
  • "We are a local based company here in Colorado Springs and work face to face with each one of our clients. We specialize in Home Purchases and Refinances with Government backed loan such as FHA, VA, Fannie Mae and Freddie Mac. Let us do the shopping for you, as we have over 10 different Nationwide"
  • Denver Community Credit Union
  • 1075 Acoma St, Denver, CO, 80204
  • Since 1934, Denver Community Credit Union has been advancing financial opportunity for its members. We serve our communities with quality loans with low rates, and savings and checking products that help members effectively manage their money. Our knowledgeable and friendly staff is ready to assist those members who prefer person-to-person service.
  • Uptown Mortgage LLC
  • 1350 Lawrence Street, Suite 100, Denver, CO, 80204
  • Uptown Mortgage is located in Historic Lower Downtown Denver. Having operated in Colorado since 2000, we’ve worked hard to build a reputation that we are proud of. We make sure that every borrower that walks through our doors gets exceptional service. All our loan officers take very seriously the fact that purchasing a home.
  • Megastar Financial Corp
  • 1080 Cherokee, Denver, CO, 80204
  • Megastar prides itself on our family company culture, employing seasoned and experienced loan officers who have the consumer's interest at heart. We are thrilled that you have taken the time to learn about our company, and we look forward to helping you achieve your homeownership dreams.
  • Island View Private Loan Fund
  • 2139 Chuckwagon Road, Suite 315, Colorado Springs, CO, 80919
  • Island View Private Loan Fund’s (IVPLF) core investment strategy focuses on private lending to entities purchasing real estate such as non-owner occupied houses, fix and flip properties, and 1-4 unit rental properties. While most private loans or asset-based lenders rely primarily upon the value of the real estate backing the mortgage to determine