USDA Vs. FHA your options comparison in New-Carrollton, Prince George's County, MD

For 2026, in New-Carrollton of Prince George's County, MD, the USDA loan limit is $657,900, whereas the FHA loan limit for a single-family residence is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. It helps determine the needed income, credit, reserves, and necessary documents for qualifying. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans all side-by-side, enabling you to choose the best option in that suits your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in New-Carrollton, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in New-Carrollton, MD

The mission of Lendersa® is to swiftly secure you the most suitable USDA or FHA loan without complications. Choose among three introductory options that will help connect you with lenders and USDA loan offerings.

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Overview of USDA Loans in MD

A USDA home loan is supported by the government's Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and it's available only in rural communities. In contrast to FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st Valley Credit Union
  • 401 West 2nd Street, San Bernardino, CA, 92401
  • 1st Valley Credit Union began in 1951, serving the city employees of San Bernardino. Over the years, we added other local employer groups to our field of membership. In 1999 the credit union expanded its field of membership to encompass all persons living or working in the cities of San Bernardino, Colton, Rialto, Highland.
  • Affordable Home Loans Inc.
  • 370 West 6th Street, Suite 110, San Bernardino, CA, 92401
  • Affordable Home Loans Inc. in San Bernardino, California, is a home refinance and loan company with more than 70 years of combined experience in providing the lowest rates in conventional, FHA, VA, and reverse mortgage loans. In our more than 30 years in business, we have helped hundreds of referral clients with our personalized.
  • Hypo Lending
  • 250 N. G St., San Bernardino, CA, 92410
  • Hypo Lending is a mortgage bank that specializes and offers an extensive range of loan products for purchase and refinance; FHA, VA, conventional loans, bank statement loans, foreign loans, ITIN loans, and commercial loans. We are a group of knowledgeable finance professionals with a proud Christian background.
  • Inland Home Mortgage Corporation
  • 1003 east cooley Drive, Suite 202, Colton, CA, 92324
  • Licensed in 1998 we have help many buyers and sellers with their goals of selling, purchasing or leasing a property. I hold a brokers license since 2003. We are helping the community to buy a home or sale one. We help refinance lower payments, interest rates and years. free information on all programs
  • The Phoenix Man Financial Services
  • 24816 Morning Mist Drive, Moreno Valley, CA, 92557
  • The Phoenix Man Financial Services team considers this community an excellent place to reside and would love to share with you an enthusiasm for the many neighborhoods that encompass the area. The Phoenix Man Financial Services prides itself on providing unparalleled service and look forward to developing a long-term relationship with you.
  • Ameripro Lending, Inc.
  • 26149 Matlin Rd, Ramona, CA, 92065
  • We are here for you. From the start, you can expect your conversations with us to be friendly, educational, and comprehensive. It is our priority to take the time to truly get to know you and the specific details of your individual situation. You can count on us to dedicate our time and many years of expertise to help you reach your Home
  • San Vicente Mortgage
  • 1174 Main Street, Ramona, CA, 92065
  • "San Vicente Mortgage Lending Group is located in the beautiful city of Ramona (which is also known as Valley of the Sun) and services the entire State of California. San Vicente Mortgage is managed by long-time mortgage veterans, Christie Carlson and Jason DeLeo. Our extensive experience and expertise in the mortgage industry ensures"
  • Mortgage Central
  • 25940 Calle Ensenada, Moreno Valley, CA, 92551
  • "Moore is a licensed California mortgage broker that is an expert in residential mortgages. Her team of real estate agents and associates can assist you with the sale, buying and financing of almost any property in California. Darlena herself specializes in FHA, VA, Conventional and Private Money financing."