USDA Loan Vs. FHA loan for Summerfield, MD 2025

In 2025, USDA loan limit in Summerfield, county of Prince George's, MD is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Summerfield, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(330) 866-9392 Lender's profile and map Reviews The Bank of Magnolia Company 122 North Main Street, Magnolia, OH, 44643 In 1899 the three sons of William H. Greer opened the doors of a bank at 122 North Main Street in Magnolia. The original name was William H. Greer’s Sons, but in 1910 the bank was incorporated as The Bank of Magnolia Company. The Bank of Magnolia has grown over the past century, currently operating offices in Magnolia, East Sparta and Canton.
(336) 969-6518 Lender's profile and map Reviews TCP Credit Union 3051 Westinghouse Road, Rural Hall, NC, 27045 TCP Credit Union has been open since 1980. The credit union has assets totaling $11.67 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members
(330) 286-3154 Lender's profile and map Reviews 7 17 Credit Union 3181 Larchmont Ave NE, Warren, OH, 44483 7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.
(304) 768-5700 Lender's profile and map Reviews Kemba Charleston Federal Credit Union 1830 Roxalana Road, Dunbar, WV, 25064 Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.
(336) 882-7800 Lender's profile and map Reviews The Mortgage Hotline Inc 2201 Eastchester Drive, Suite 107, High Point, NC, 27265 We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
(336) 727-2663 Lender's profile and map Reviews Winston-Salem Federal Credit Union 711 East Salem Avenue, Winston Salem, NC, 27101 The Winston-Salem Federal Credit Union was incorporated in October, 1957. The Credit Union ended that year with 94 members and $2, 980 in assets. Today we are a full service credit union serving thousands of members with millions of dollars in assets. To be the members' primary financial institution by providing reliable,
(800) 822-0382 Lender's profile and map Reviews Truliant Federal Credit Union 893 North Liberty Street, Suite A, Winston Salem, NC, 27101 Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.
(844) 782-2651 Lender's profile and map Reviews Poca Valley Bank 142 Main St, Poca, WV, 25159 The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
(336) 783-9100 Lender's profile and map Reviews NorthSide Mortgage Group, LLC 176 N Renfro Street, Mount Airy, NC, 27030 NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.
(304) 746-5111 Lender's profile and map Reviews "Charleston Postal Federal Credit Union" 1000 Centre Way, Room 3-47, Charleston, WV, 25309 Charleston Postal Federal Credit Union has been open since 1993. The credit union has assets totaling $4.65 Million and provides banking services to more than 800 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
(716) 592-9887 Lender's profile and map Reviews Griffith Institute Employees Federal Credit Union 64 E Main Street, Suite 3, Springville, NY, 14141 The Griffith Institute Employees Federal Credit Union was established in 1961 by a group of teachers employed by the Griffith Institute Central School District. The Credit Union was created to allow the employees of the school district access to savings and loan accounts. In 2002, GIEFCU’s field of membership was expanded to include employees.