USDA Vs. FHA your options comparison in Summerfield, Prince George's County, MD
For 2026, the USDA loan limit in Summerfield, within the county of Prince George's, MD, is set at $657,900. Alternatively, the FHA limit for a single-family residence is $822,375. These limits guide potential homebuyers in assessing their mortgage options.
By using the Lendersa® USDA loan calculator, you can compare the top USDA and FHA rates available today. This helps you determine the necessary income, credit rating, reserves, and documents required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program tailored to your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Summerfield, Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Choices in Summerfield, MD
At Lendersa®, we aim to quickly secure the top USDA or FHA loan without unnecessary hassle. Select one of three pathways designed to align you with compatible lenders and USDA loan programs.
A USDA home loan, insured by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is tailored for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans offer 100% financing with no down payment necessary, offering significant advantages to qualified applicants.
1667 K Street NW, Suite 510, Washington, DC, 20006
ColumbiaNational provides its clients with unparalleled analytical and advisory services. We never endorse or facilitate a transaction without conducting a comprehensive analysis of its viability. Once a project’s potential is established, our expert financial advisors design a capital structure to help our clients.
Pan American Health Organization (PAHO) and the World Health Organization (WHO) have put their trust in us. It’s an alliance we do not take lightly. It’s why we call ourselves PAHO/WHO FCU. It is our honor to ensure the people who put in the long hours and devote years of their lives to humanity are given the financial tools they need to succeed
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.
8701 Georgia Avenue, Suite 407, Silver Spring, MD, 20901
HEMA Federal Credit Union is a cooperative financial institution chartered by the federal government and owned by its members. With assets surpassing $19 million we provide a safe place to save and borrow at reasonable rates. We are proud of our long tradition of providing financial solutions to our members, including those who have fewer choices.
2011 Crystal Drive, Suite 800, Arlington, VA, 22202
National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities
Georgetown University Alumni & Student Federal Credit Union
3700 O Street NW, Suite 1328, Washington, DC, 20057
The mission of the Georgetown University Alumni and Student Federal Credit Union is to grant credit for provident and productive purposes, to provide affordable financial services to its members, and to educate its members and volunteers about the credit union movement through practical business experience
2233 Wisconsin Ave NW, Suite 232, Washington, DC, 20007
First Washington Mortgage is a premier mortgage lender serving the Maryland, Washington DC, Virginia, New Jersey, Pennsylvania, Delaware and Florida areas. We offer mortgage loans for individuals with all types of credit, providing service for all residential real estate related purposes.
2300 Wisconsin Avenue NW, Suite 100B, Washington, DC, 20007
Cornerstone First Financial is a leading mortgage broker and lender in the Washington D.C. Metropolitan Area. Founded by Mark Livingstone in 2001, this Christian owned company provides residential mortgage solutions to individuals and families who want to refinance their existing mortgage or purchase a new home or investment property.
1010 Wisconsin Ave N.W., Suite 307, Washington, DC, 20007
Evergreen Private Finance is an active real estate lender and investor based in Washington, DC. Our firm was founded on the belief that Washington is a world-class city with unparalleled investment opportunities. We provide both debt and equity investments for projects that enhance the city. We specialize in hard money loans, bridge loans, acquisit
Kerins Associates goal is to help families meet their personal and financial goals with the lowest monthly mortgage payment. Making dreams come true is what drives me to excel every day. With my many years in the mortgage business I have built relationships with top lenders to provide elite programs and pricing.
