USDA and FHA Pro and Con in Greenbelt, Prince George's County, MD

In 2026, the USDA loan limit for Greenbelt, located in the county of Prince George's, MD, is $657,900, while the FHA limit for a single-family home stands at $822,375.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This tool helps you determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Greenbelt, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Greenbelt, MD

The mission of Lendersa® is to provide you with the best USDA or FHA loan quickly and hassle-free. Choose from three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

The USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan, is available in rural areas only. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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