USDA VS FHA in Cheverly, Prince George's County, MD
In 2026, the USDA loan limit for Cheverly, within Prince George's county of MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
With Lendersa® USDA loan calculator, compare today's top USDA vs. FHA rates and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program available in for your financial situation.
2026 Loan Limits and Down Payment Requirements in Cheverly, Prince George's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Understanding USDA and FHA Loan Options in Cheverly, MD
Lendersa® is dedicated to finding you the best USDA or FHA loan quickly without the usual hassle. Pick one of three starting options to connect with matching lenders and explore USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement, offering a more accessible option for eligible buyers.
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