USDA VS FHA in Cheverly, Prince George's County, MD

In 2026, the USDA loan limit for Cheverly, within Prince George's county of MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

With Lendersa® USDA loan calculator, compare today's top USDA vs. FHA rates and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program available in for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Cheverly, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Understanding USDA and FHA Loan Options in Cheverly, MD

Lendersa® is dedicated to finding you the best USDA or FHA loan quickly without the usual hassle. Pick one of three starting options to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MD?

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement, offering a more accessible option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Cheverly Lenders

  • Library of Congress Federal Credit Union
  • 8100 Professional Place, Suite 308, Hyattsville, MD, 20785
  • Lends in Maryland
  • The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.

  • FedChoice Federal Credit Union
  • 10001 Willowdale Road, Lanham, MD, 20706
  • Lends in Maryland
  • FedChoice Federal Credit Union is home to almost 25, 000 members who look to us for their day-to-day financial needs, future prosperity and retirement security. We serve federal civilian employees, as well as federal government contractors in the Washington D.C., Baltimore, and Philadelphia metro areas, along with their family and household members

  • IBEW 26 Federal Credit Union
  • 4371 Parliament Place, Suite C, Lanham, MD, 20706
  • Lends in Maryland
  • The IBEW 26 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the credit union. IBEW 26 FCU strives to become the primary financial institution of its members.

  • All Homes Financial LLC
  • 4601 Presidents Drive, Suite 155, Lanham, MD, 20706
  • Lends in Maryland
  • Specializing in Maryland, Washington DC and Licensed by the State Corporation Commission Virginia License# MC5156. Do you need to consolidate debt, need home improvement or just cash? We have helped homeowners receive millions of dollars with our loan programs and easy qualification. Refinance that high second mortgage/equity line of credit,

  • Greenbelt Federal Credit Union
  • 112 Centerway, Greenbelt, MD, 20770
  • Lends in Maryland
  • In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.

  • RoundPoint Mortgage Servicing Corporation
  • 6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
  • Lends in Maryland
  • RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company

  • Specialty Lending Group
  • 6305 Ivy Lane Suite 320, Greenbelt, MD, 20770
  • Lends in Maryland
  • SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel