USDA Vs. FHA your options comparison in Riverdale-Park, Prince George's County, MD

In 2025, the limit for USDA loans in Riverdale-Park, located in Prince George's county, MD, is $657,900, whereas for single-family homes, the FHA loan limit is set at $822,375.

Leverage the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates today. Identify your income, credit, reserves, and required documentation to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans alongside each other, helping you find the best option in for your unique financial needs.

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2025 Loan Limits and Down Payment Requirements in Riverdale-Park, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Riverdale-Park, MD

The objective of Lendersa® is to help you secure the best possible USDA or FHA loan swiftly and without difficulty. Choose one of three pathways to be connected with suitable lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural communities. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment, presenting a more accessible option for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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