USDA VS FHA in Pasadena, Anne Arundel County, MD

For 2025, the USDA loan limit in Pasadena, within Anne Arundel county, MD, is set at $466,400. Meanwhile, the FHA limit for a single-family home is $632,500.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, assessing the necessary income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side to assist in choosing the best option for your financial scenario in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Pasadena, Anne Arundel, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pasadena, MD

Lendersa® strives to secure you the best USDA or FHA loan quickly and without hassle. Choose from three starting points to align with matching lenders and appropriate USDA loan programs.

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Understanding USDA Loans in MD

A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is applicable in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Fidelity Financial Group
  • 5100 N. Classen Blvd, Suite 500, Oklahoma City, OK, 73118
  • First Fidelity Bank takes pride in its legacy as a community Bank. Since 1920, we’ve been serving clients with the high level of individual care that community Banks are known for, while using the same sophisticated technology as large national Banks. An award-winning financial institution, First Fidelity Bank’s commitment to our clients
  • Champion Home Loans LLC
  • 4335 N Classen, Suite 101, Oklahoma City, OK, 73118
  • We are a local mortgage brokerage dedicated to finding the best product for our clients while providing a great experience.Our platform allows us to give our clients great rates while on average being $1, 500 cheaper in lender fees than our competitors. We have a loan program for just about every situation.
  • Red Dirt Lending
  • 1220 NW 50th St, Oklahoma City, OK, 73118
  • Red Dirt Lending is an Oklahoma City, OK based private money lender. They offer loans throughout Minneapolis, St Paul, Oklahoma City, and Tulsa. They offer loans for a variety of needs and situations, including loans for rental properties and fix and flip hard money loans. They offer terms up to 1 year, loans with a maximum LTV of 70%
  • SSMOKE Federal Credit Union
  • 1111 North Lee Avenue, Suite 125, Oklahoma City, OK, 73103
  • SSMOK Employees Federal Credit Union was established on March 31, 1965 on the credit union principle of “Serving Those Who Serve Others .” For more than 43 years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services.
  • 605-Loan
  • 105 NW 22nd St, Oklahoma City, OK, 73103
  • 605-LOAN, We want to give Oklahomans the credit they deserve.We are a fourth generation, family owned company and have been in business for over 50 years. We are proud to have been the first licensed Loan office in the state and we want to work hard to earn your business. We have all had rough times and understand the need for a temporary boost.
  • Bankers Mortgage
  • 17100 N. May Ave, Edmond, OK, 73012
  • Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years. Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)
  • Peoples Bank & Trust Co.
  • 2400 NW 178th St, Edmond, OK, 73012
  • Peoples Bank & Trust Co. was begun in 1906 by M.H. Barrett Sr. in Ryan, Oklahoma. Now, over 100 years later, the Bank is still owned and operated by the Barrett family. The Bank is owned by Kay Barrett Branson and her son Ben Branson who also serves as the President, CEO, and Chairman of the Board.
  • Mobiloil Credit Union
  • 3535 Calder Avenue, Beaumont, TX, 77706
  • Mobiloil CU is a not-for-profit financial service cooperative that currently has more than 67, 000 members & assets exceeding $1 Billion. Our purpose is to help members achieve their goals and dreams by providing the financial tools and services to get them there. Mobiloil CU has maintained a competitive position among other financial institutions.
  • Homestead Mortgage
  • 8155 Gladys Ave, Suite 100, Beaumont, TX, 77706
  • Homestead Mortgage was founded in 1997 by Dave Faul. Faul was interested in a more personal, hands-on approach for clients to help achieve the best home loan experience. Homestead Mortgage has been serving the Golden Triangle and Texas, for the past 20 years. Our years of experience has lead us to provide a better experience for our clients
  • Great Nations Bank
  • 2200 Alameda Street, Norman, OK, 73071
  • We are committed to provide high quality, high tech services and products in a friendly, community oriented atmosphere, catering to the financial needs of a diverse market. We are involved in the markets we serve through active participation in a variety of community organizations, both civic and charitable.
  • FIRST NATIONAL BANK OF OKLAHOMA
  • 5101 N. Western Avenue, Oklahoma City, OK, 73154
  • Chartered in 1917, we at First National Bank of Oklahoma recently celebrated our 100th anniversary. With a new ownership and management team assembled since 2002, recent years have been exciting. The bank’s focus has been sharpened, two new Oklahoma City banking offices have been opened.
  • BlackRock Mortgage Company LLC
  • 4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143
  • BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.