USDA Vs. FHA your options comparison in Severna-Park, Anne Arundel County, MD
In 2026, the USDA loan cap in Severna-Park, located in Anne Arundel, MD, is set at $430,500. Conversely, the FHA limit for a single-family home is $538,200.
Utilize Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, determining the income, credit, reserves, and documents essential for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Severna-Park, Anne Arundel, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Severna-Park, MD
The objective of Lendersa® is to swiftly connect you with the best available USDA or FHA loans without hassle. You can select from three starting points to match with lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture, specifically available in rural areas. Unlike FHA loans that mandate a 3.5% down payment, USDA loans require none.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We have over 15 years of mortgage lending experience. Our broad knowledge and expertise from thousands of loan transactions will make your lending experience as effortless as possible.We work with homeowners and homebuyers looking for the best loan products available. We also work with realtors and home builders.
27081 Aliso Creek Road, Suite 200, Aliso Viejo, CA, 92656
America’s Moneyline is your one stop shop for all your Mortgage Finance needs and is proudly. Our loan process is focused on your individual needs. We offer home loans specific to your criteria and goals. Our licensed staff of Mortgage Advisers and Loan Processors specialize in Fannie Mae, Freddie Mac,
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Elixir Mortgage Lending is a full-service lender in California & Florida offering, loans on primary residence, second home and investment properties. We offer Conventional financing, FHA, VA, Jumbo Prime & Jumbo Alternative programs. For self-employed borrowers who maybe writing off income on their taxes we have alternative financing options.
Our priority is to know YOUR GOALS to ensure we have Strategies that fits YOUR NEEDS. Every credit profile is unique and we work hard to address both short and long term goals. Our Purchase program focus on a unique FULL-APPROVAL process that will enhance your ability to negotiate your Dream home.
Since 2001, I have had the opportunity to help over 1,000+ clients buy and/or refinance their properties. I understand the stresses of buying a home and know how to help people anticipate what comes next. Likewise I understand the value and freedom that can be created with the right refinance strategy.
Alliance Portfolio is a full service, boutique, private money lender. We serve borrowers who have unique situations that do not meet strict institutional guidelines, while providing investment opportunities that are well secured and well underwritten with desirable returns on investment capital.
1940 North Tustin Avenue, Suite 113, Orange, CA, 92865
Premier Realty Services, Inc, a full service Real Estate Company. We pride ourselves on our extensive knowledge of all aspects of Real Estate, including Mortgages, residential sales, leasing, and Property Management. To support our growing business we have added the following free services for our clients:
Mortgage (Refinance & Purchase Loans)
