In 2025, the USDA loan limit in Lake-Shore, located in Anne Arundel, MD, is $430,500. Meanwhile, the FHA limit for a single-family residence is $538,200.
With the Lendersa® USDA loan calculator, you can compare today's most competitive USDA and FHA rates. Discover what income, credit score, reserves, and documentation are essential to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the program best suited to your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $430,500 | 0% |
| FHA | $538,200 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, our mission is to quickly and effortlessly secure the most favorable USDA or FHA loans for you. Begin with one of three strategies to connect with compatible lenders and USDA loan offerings.
A USDA home loan, ensured by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available only in rural locales. In contrast to FHA loans, which need a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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