USDA Loan Vs. FHA loan for Lake-Shore, MD [Anne Arundel County Rates 2023]

In 2025, USDA loan limit in Lake-Shore, county of Anne Arundel, MD is $430,500 while FHA limit is $538,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lake-Shore, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(808) 946-1400 4854 miles Lender's profile and map Reviews Territorial Savings Bank PO Box 1481, Honolulu, HI, 96806 Territorial Savings Bank has come a long way from its humble beginnings in 1921 when ten individuals came together to establish the Kaimuki Building & Loan Association. Committed to providing personal financial services to our customers and keeping in step with community needs and account holder expectations
(808) 532-3110 4854 miles Lender's profile and map Reviews Hawaii Community Reinvestment PO Box 3409, Honolulu, HI, 96801 Hawaii Community Reinvestment Corporation (HCRC) is a 501(c)3 community-based non-profit corporation founded in 1990. The mission of HCRC is to facilitate affordable housing, community development, and economic development throughout the State of Hawaii by providing innovative financing, training and consulting services.
(808) 485-8483 4854 miles Lender's profile and map Reviews Allan Inouye Appraisals PO Box 240540, Honolulu, HI, 96824 Our investment in technology means faster turn times for our clients and lower costs for us (and subsequently you). And first and foremost, we keep in mind the importance of customer service. So following the Golden Rule, we treat our clients as we'd want to be treated ourselves whether we're in person, having a phone conversation
(808) 621-2622 4854 miles Lender's profile and map Reviews Mahalo Mortgage Corp 1620 Glen Avenue, Wahiawa, HI, 96786 Mahalo Mortgage is a kama‘aina company that offers a diverse range of loan programs, including government products such as FHA, VA and USDA. These programs provide qualifying individuals lower down payment options as well as increased flexibility in credit and income requirements
(970) 616-4999 4856 miles Lender's profile and map Reviews A Frame Mortgage LLC 127 19th Street, Honolulu, HI, 96818 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(808) 737-4328 4858 miles Lender's profile and map Reviews Pearl Hawaii Federal Credit Union 94-449 Ukee Street, Waipahu, HI, 96797 Pearl Hawaii Federal Credit Union (Formerly Pearl Harbor Federal Credit Union; PHFCU) is a not-for-profit, financial cooperative. PHFCU has built a solid foundation to provide affordable financial services, financial products, technical assistance, and educational resources to current members as well as to all who reside on the island of O'ahu.
(808) 671-0977 4858 miles Lender's profile and map Reviews ALOHA LENDING SERVICES 94-1024 Waipio Uka St, Suite 207, Waipahu, HI, 96797 Aloha Lending Services is a locally-owned, family-run Hawaiian mortgage company. Shannon M. Taparra is the Principal Broker. We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available,
(808) 637-5980 4860 miles Lender's profile and map Reviews Waialua Federal Credit Union 67-292 Goodale Avenue, Suite A2, Waialua, HI, 96791 Waialua Federal Credit Union has been proudly serving the residents of the Waialua community since 1937. The Waialua Federal Credit Union started for the employees of the Waialua Sugar Cane Company and in 1992 the field of membership was changed to include the community of Waialua and Haleiwa.
(808) 681-3033 4860 miles Lender's profile and map Reviews Ewa Federal Credit Union 91-1202 Renton Road, Suite A, Ewa Beach, HI, 96706 Ewa Federal Credit Union was chartered on February 5, 1937 by an agency of the Federal government, then the Farm Credit Administration. With $80 in shares, sixteen charter members held their first organization meeting in the sugar plantation's Administration building. Membership drives were held in the various villages which produced 308 members
(808) 664-4950 4863 miles Lender's profile and map Reviews Hawaii VA Loans 338 Kamokila Blvd, Suite 202, Kapolei, HI, 96707 Since 2007, Hawaii VA Loans has helped veterans become homeowners by utilizing their VA loan benefits. Hawaii VA Loans has two locations, one in Kapolei and another in Kailua, and our dedicated team of VA Loan Specialists are ready to work with you! We are residential mortgage lender that specializes in helping Veterans become homeowners.
(808) 436-3646 4863 miles Lender's profile and map Reviews Ohana Mortgage 91-1011 Holunape Street, Kapolei, HI, 96707 Ohana Mortgage Solutions was started with the hope of enabling local families to become homeowners. Additionally, we wanted to embody the values of aloha and ʻohana in our business. That’s why we take some of the profits from every loan and partner directly with programs helping Hawaii’s children in the foster care system.
(808) 398-0855 4863 miles Lender's profile and map Reviews Highfive Lending 2176 Lauwiliwili Street, Suite 1, Kapolei, HI, 96707 Living in Hawaii has a very high cost. That’s why High Five Lending wants to help you get the best loan possible for your home. We have the experience and expertise to get you affordable rates at the right place. Life is already complicated, From empty nest moving to military moves.