USDA and FHA Pro and Con in Lake-Shore, Anne Arundel County, MD
In 2025, the USDA loan limit in Lake-Shore, located in Anne Arundel, MD, is $430,500. Meanwhile, the FHA limit for a single-family residence is $538,200.
With the Lendersa® USDA loan calculator, you can compare today's most competitive USDA and FHA rates. Discover what income, credit score, reserves, and documentation are essential to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the program best suited to your financial circumstances in .
2025 loan limits and down payment requirements in Lake-Shore, Anne Arundel, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan programs in Lake-Shore, MD
At Lendersa®, our mission is to quickly and effortlessly secure the most favorable USDA or FHA loans for you. Begin with one of three strategies to connect with compatible lenders and USDA loan offerings.
A USDA home loan, ensured by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available only in rural locales. In contrast to FHA loans, which need a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
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As an independent mortgage company our goal is to provide the lowest rates and best service to our customers. Because we work with many lenders, including major banks, small lenders, insurance and trust companies, and private funds, we can offer you the most competitive rates in the industry.
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"Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people.
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