USDA and FHA Pro and Con in Lake-Shore, Anne Arundel County, MD
In 2026, the USDA loan limit in Lake-Shore, located in Anne Arundel, MD, is $430,500. Meanwhile, the FHA limit for a single-family residence is $538,200.
With the Lendersa® USDA loan calculator, you can compare today's most competitive USDA and FHA rates. Discover what income, credit score, reserves, and documentation are essential to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the program best suited to your financial circumstances in .
2026 loan limits and down payment requirements in Lake-Shore, Anne Arundel, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan programs in Lake-Shore, MD
At Lendersa®, our mission is to quickly and effortlessly secure the most favorable USDA or FHA loans for you. Begin with one of three strategies to connect with compatible lenders and USDA loan offerings.
A USDA home loan, ensured by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available only in rural locales. In contrast to FHA loans, which need a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
8221 Richie Highway, Suite 203, Pasadena, MD, 21122
Lends in Maryland
Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Since opening our doors in 1949, The Bank of Glen Burnie® has been committed to meeting customers’ needs. In fact, it’s at the heart of everything we do! Although the banking industry continues to undergo rapid changes, we believe the best way to meet our commitment is by remaining an independent, community bank.
6619 Ritchie Hwy, Suite 13, Glen Burnie, MD, 21061
Lends in Maryland
Bay Country Financial Services is the company to trust for fast, flexible, confidential financial services. We offer personal, consolidation, automobile, boat, trailer, RV, motor-home, and motorcycle loans.
We have more than 100 years of combined experience helping people just like you navigate the loan process expertly.
Our mission is to be the community Bank of choice providing homeownership and Banking services with extra-ordinary service, delivery, convenience and ease. We help our customers achieve their financial goals of saving for a future event, whether it be their education, wedding, buying a home or retirement.
Alternative Capital Funding is a Nationwide Commercial Real Estate Lending Company. We provide Commercial Real Estate financing for Businesses, Investors, Organizations and Individuals. Our Corresponding Lending status allows us to provide Conventional Commercial loans, SBA 7A/504 loans, Low Doc Loans and Bridge Financing nationwide.
14515 Madison Park Dr, Suite 2, Glen Burnie, MD, 21061
Lends in Maryland
Service 1st Mortgage is a mortgage broker located in Glen Burnie, Maryland, 30 minutes north of Washington DC and 20 minutes south of Baltimore. Our company serves the lending needs of prospective home buyers and current homeowners through specialized mortgage products that offer the best rates and lowest costs.
In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.
40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
Lends in Maryland
Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.