USDA and FHA Pro and Con in Arnold, Anne Arundel County, MD
In 2025, the USDA loan limit in Arnold, within the county of Anne Arundel, MD, stands at $466,400, whereas the FHA limit for a single-family home is $632,500.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the income, credit level, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Arnold, Anne Arundel County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Arnold, MD
The mission of Lendersa® is to effectively secure the best possible USDA or FHA loan for you. Choose among three starting paths that connect you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans that demand at least a 3.5% down payment, USDA loans require none.
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The Bank of Richton closed in 1930 and a new bank was organized that year with E.M. Gavin as President and T.W. Milner as vice president. This was the first organization of the Richton Bank and Trust Company. However in 1932 the Richton Bank and Trust Company was reorganized with B. M. Stevens appointed President, C.S. Bentley as Vice President.
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