USDA VS FHA in Arnold, Anne Arundel County, MD

In 2026, the USDA loan limit in Arnold, within the county of Anne Arundel, MD, stands at $466,400, whereas the FHA limit for a single-family home is $632,500.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the income, credit level, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial circumstances in .

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2026 Loan Limits and Downpayment Requirements in Arnold, Anne Arundel County, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Arnold, MD

The mission of Lendersa® is to effectively secure the best possible USDA or FHA loan for you. Choose among three starting paths that connect you with matching lenders and USDA loan programs.

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Understanding USDA Loans in MD

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans that demand at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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