As of 2025, in Peppermill-Village, located in Prince George's county, MD, the USDA loan cap is $657,900. In contrast, the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the prime USDA versus FHA rates for today. This tool helps determine income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The aim at Lendersa® is to secure you the best USDA or FHA loan quickly and smoothly. You have three starting points to find matching lenders and USDA loan programs.
The USDA home loan, endorsed by the government’s Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is designated for rural areas only. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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