USDA and FHA Pro and Con in Capitol-Heights, Prince George's County, MD
In 2026, the USDA loan limit for Capitol-Heights, within Prince George's county, MD, is $657,900, compared to the FHA limit of $822,375 for a single-family property.
Lendersa® offers a USDA loan calculator to help you compare today's best USDA and FHA rates, determining the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, aiding you in deciding which program in suits your financial needs.
2026 Loan Limits and Down Payment Info in Capitol-Heights, Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Capitol-Heights, MD
Lendersa® is dedicated to obtaining the optimal USDA or FHA loan quickly and smoothly. Select one of three starting points to align yourself with matching lenders and USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment at all.
4600 S Syracuse Street, 9th Floor, Denver, CO, 80237
Our mission is to provide anyone who is VA eligible and currently living in Colorado, or planning to relocate here, with the best VA mortgage loans possible. We possess over 20 years of VA mortgage lending experience and have helped hundreds of veterans and active duty personnel achieve their goal of home ownership.
8055 East Tufts Avenue, Suite 250, Denver, CO, 80237
Colorado Mortgage Holding We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs.
RE Capital providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
4600 South Syracuse Street, 9th Floor, Denver, CO, 80237
Paragon Mortgage Services, Inc. (NMLS ID#50139) is a Veteran-owned Mortgage Brokerage with Home Lending services, available in Arizona, California, Colorado, Florida and Utah. Paragon Mortgage Services, Inc. offers a wide variety of mortgage loan products from over 40 Top Banks and Lenders for Residential and Commercial properties.
Ideal Home Loans has helped thousands of people save money for almost 20 years. From first time home buyers to doctors, from teachers to professional athletes, we’re here to help. Our Specialists will guide you along every step throughout the entire process by providing the right information and advice you need to find the right fit for you.
Motto Mortgage is an innovative mortgage brokerage franchise that offers clarity and personalized guidance to homebuyers who deserve an advocate looking out for them. It’s a pioneering concept that connects a real estate brokerage to a separate, franchised mortgage brokerage and provides the one-stop shop homebuyers want.
Home Mortgage Alliance has grown quickly to be a top mortgage lender in the Greater Denver area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Colorado, by offering a large lender platform while still providing the customized, personalized service that delivers our borrowers
Your Better Loan LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
