USDA Vs. FHA Pro and Con comparison in Seat-Pleasant, Prince George's County, MD

In 2025, USDA loan limit in Seat-Pleasant, county of Prince George's, MD is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Seat-Pleasant, county of Prince George's, MD

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Seat-Pleasant, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Axel Real Estate and Home Loans Inc.
  • 2265 Ocaso Camino, Fremont, CA, 94539
  • Axel Real Estate and Home loans is a family based business run by husband and wife team. Our Profit margins are so slim that no other Agents can afford to beat. My husband Rizwan (Rizzi) Elahi has 30 years of mortgage processing and underwriting experience. He structures the hardest loan files for successful and on time close of escrow .
  • Polaris Financing
  • 39560 Stevenson Place, Suite 119, Fremont, CA, 94539
  • Polaris Financing is a CA Mortgage Broker helping clients with their lending needs throughout CA. Not all lenders are the same & not all offer the same interest rates. As a broker, we can shop your loan to many lenders & get you the best rate on the market, whether you are buying your first home, refinancing your existing home.
  • Marvel Realty
  • 42003 Via San Carlos, Fremont, CA, 94539
  • Marvel Realty is a boutique full-service real estate company specializing in homes in the San Francisco Bay Area and the Los Angeles Metropolitan Area. Our number one focus is on representing our clients, combining our intimate understanding of these markets with a client-oriented experience.
  • Horizon Financial Associates
  • 39680 Mission Boulevard, Fremont, CA, 94539
  • Horizon Financial Associates has been dedicated to treating our clients like family – with the utmost attention to detail and customer satisfaction. We are pleased to be your comprehensive source for all of your home financing needs – from a first home, to investment property, construction loans, cash out refinances and reverse mortgages.
  • C&R Premier Funding
  • 360 Yampa Way, Fremont, CA, 94539
  • At Calphia Realty, we want to empower people both clients and employees to achieve their dreams and goals. We strive to integrate business with a fulfilling life, motivated and a fun place to work. We've assembled a group of highly principled people who have demonstrated high standards of professionalism throughout their careers.
  • Icon Real Estate and Loans, Inc.
  • 194 Francisco Lane, Suite 108, Fremont, CA, 94539
  • Icon Real Estate and Loans, Inc over 20 years in the business, I have developed a tried and true method when it comes to designing impressive marketing campaigns and understanding the elements of sales. When it comes to buyers, it's all about understanding their needs and finding the best home.
  • Munshi biz
  • 2603 Camino Ramon Suite 200, San Ramon, CA, 94583
  • Borrowing money, whether for a dream home or an investment opportunity, is a significant decision. You deserve more than just an “okay” rate. You deserve the best possible terms that align with your financial goals, whether you’re considering FHA loans in California, jumbo loans in California, or exploring hard money lenders in California. That’
  • Shining Star Funding
  • 6101 Bollinger Canyon Road, San Ramon, CA, 94583
  • Shining Star Funding is committed to providing extraordinary customer service by making our customers’ satisfaction the top priority. Shining Star Funding is also dedicated to delivering quality mortgage solutions that support you in Opening Doors to Home Ownership and also Shining Star Funding is a full service mortgage banker.
  • preferred mortgage inc.
  • 2600 Old Crow Canyon Road, Suite 201, San Ramon, CA, 94583
  • Preferred Mortgage has a seasoned team of experts that hold experience in both residential and commercial property loans. Operating in the San Francisco Bay Area we help first-time home buyers, individuals, families, and real estate investors acquire cost effective loans at the best rates possible.
  • Cal Pro Real Estate & Loans
  • 3130 Crow Canyon Pl, Suite 270, San Ramon, CA, 94583
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • CAPITAL MORTGAGE GROUP
  • 2400 Camino Ramon, Suite 129, San Ramon, CA, 94583
  • As a licensed mortgage broker in California, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide residential / commercial mortgage loans to our clients while providing them with the lowest interest rates and closing costs possible.