USDA Vs. FHA Pro and Con comparison in Seat-Pleasant, Prince George's County, MD

In 2025, the USDA loan cap in Seat-Pleasant, located in the county of Prince George's, MD, is $657,900. Meanwhile, the FHA limit for a single-family residence is $822,375.

Take advantage of the Lendersa® USDA loan calculator to weigh today's USDA versus FHA rates, and evaluate the necessary income, credit standing, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to directly compare USDA, FHA, Conforming, and VA loans side-by-side, aiding your decision on the best program that fits your financial situation in .

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Understanding 2025 Loan Limits and Downpayment Requirements in Seat-Pleasant, county of Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in Seat-Pleasant, MD

Lendersa® aims to provide the best USDA or FHA loan with ease and speed. Start with one of the three pathways to connect you with matching lenders and tailored USDA loan programs.

  1. Submit an optimized USDA/FHA loan request
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What Defines a USDA Loan in MD?

A USDA loan, endorsed by the Department of Agriculture, also referred to as a rural development loan or USDA mortgage, is exclusively available in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not need a down payment at all.

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