USDA Vs. FHA your options comparison in Seat-Pleasant, Prince George's County, MD

In 2025, USDA loan limit in Seat-Pleasant, county of Prince George's, MD is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

loan-calculator-comparison

2025 loan limits and downpayment requirments in Seat-Pleasant, county of Prince George's, MD

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Seat-Pleasant, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

  1. The ultimate request with USDA/FHA loan optimization
  2. Find USDA and FHA rates & terms before anything else<
  3. Search the largest database of USDA loans lenders
Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?




  • Ethic, a Wealth Bank
  • 125 High Street, 17th Floor, Boston, MA, 02110
  • We created Ethic, A Wealth Bank to fulfill a need. People want to feel connected, understood, and valued. We understand this only can be accomplished through building meaningful and long-lasting relationships, which is why relationships are at the heart of all we do. Our mission is to provide clients with advice, tools, services and solutions.

  • Eastern Bank
  • 265 Franklin St, Boston, MA, 02110
  • Our history goes back over 200 years. We offer banking, investments, and insurance all under one roof, and we pride ourselves on working harder to understand our customers’ needs so we can deliver these services in a committed and personal way. Founded in 1818 and headquartered in Boston

  • Own Up
  • 101 Arch Street, Suite 410, Boston, MA, 02110
  • Our founders used to be mortgage bankers, yet they didn’t go to their own bank to get a mortgage. Their expertise enabled them to pursue better financial outcomes elsewhere. They built Own Up to allow you to get your mortgage the same way they did. We use technology to simplify the home financing process.

  • Raymond C. Green Companies
  • 155 Federal St, Ste 1300, Boston, MA, 02110
  • The Raymond C. Green Companies is a direct, private lending organization located in Boston, MA. We provide fast, short term financing to builders, developers, and real estate investors throughout New England. Our borrowers are primarily those in need of closing quickly, and/or those seeking alternatives to traditional bank financing.

  • The First National Bank of Brooksville
  • 105 Locust St, Brooksville, KY, 41004
  • The First National Bank of Brooksville is located in Brooksville, KY, United States and is part of the Depository Credit Intermediation Industry We offer Real Estate Loans- Fixed and Variable Auto Loans Farming Expense Loans Business Loans Personal Loans Home Equity Loans Farm Operating Loans Farm Purchase Loans.

  • New England First Option Mortgage Corporation
  • 279 Cambridge Street, Burlington, MA, 01803
  • New England First Option Mortgage Corporation based in Burlington, MA just twenty minutes outside of Boston, is a premiere mortgage company servicing all of Massachusetts. NEFOMC is focused on you the customer! Whether you have great credit or poor credit it is our mission to customize your loan to meet and exceed your personal needs.

  • Alpha Mortgage & Financial Services Inc
  • 142 Main Street, Suite 219, Nashua, NH, 03060
  • Alpha Mortgage & Financial Services, Inc. and her staff have 25 + years experience in Finance, Real Estate, and helping borrowers acquire homeownership. Efstathia's mission is to serve her customers with honesty, integrity and competence and Her goal is to provide Residential & Commercial Financing to her clients.

  • VITAL FCU
  • 1000 Asheville Highway, Spartanburg, SC, 29303
  • VITAL Federal Credit Union exists for you – for your financial health, for your access to a fair source of credit, for your community, and for your ability to reach your financial goals. We believe these are necessary aspects of your life. You could say we think they are VITAL.As a member of VITAL Federal Credit Union.

  • Carolina Foothills Federal Credit Union
  • 520 North Church Street, Spartanburg, SC, 29303
  • Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.

  • NH Community Federal Credit Union
  • 98 Charlestown Road, Claremont, NH, 03743
  • The NH Community Federal Credit Union was organized in 1959 for the employees of Joy Manufacturing. A subsequent change of its charter now allows membership eligibility to all individuals who live or work in Sullivan County. The purpose of the Credit Union is to promote thrift among its members, and to create a source of credit for provident

  • Claremont Savings Bank
  • 145 Broad Street, Claremont, NH, 03743
  • Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."

NMLS 1795154

Copyright © 2025 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA