USDA Vs. FHA Pro and Con comparison in Hyattsville, Prince George's County, MD

In 2026, the USDA loan limit for Hyattsville, in Prince George's, MD county, is $657,900, while the FHA limit for a single-family home stands at $822,375. These limits are crucial for financing decisions.

Use the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. Identify the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side. This comparison aids in selecting the best program for your financial strategy in .

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An Overview of 2026 Loan Limits and Down Payment Needs in Hyattsville, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring Your USDA and FHA Loan Possibilities in Hyattsville, MD

The aim of Lendersa® is to swiftly and easily secure the top USDA or FHA loan. You can pick from three approaches that connect you with matching lenders and suitable USDA loan programs.

Illustration of Lendersa USDA loan request outcomes

Understanding USDA Loans in MD

The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. This type of loan does not require a down payment, unlike FHA loans that mandate a minimum 3.5% down payment, making USDA loans a significant option for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hyattsville Lenders

  • Library of Congress Federal Credit Union
  • 8100 Professional Place, Suite 308, Hyattsville, MD, 20785
  • Lends in Maryland
  • The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.

  • Fortis Mortgage LLC
  • 7761 Diamondback Drive, College Park, MD, 20742
  • Lends in Maryland
  • Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work

  • FedChoice Federal Credit Union
  • 10001 Willowdale Road, Lanham, MD, 20706
  • Lends in Maryland
  • FedChoice Federal Credit Union is home to almost 25, 000 members who look to us for their day-to-day financial needs, future prosperity and retirement security. We serve federal civilian employees, as well as federal government contractors in the Washington D.C., Baltimore, and Philadelphia metro areas, along with their family and household members

  • IBEW 26 Federal Credit Union
  • 4371 Parliament Place, Suite C, Lanham, MD, 20706
  • Lends in Maryland
  • The IBEW 26 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the credit union. IBEW 26 FCU strives to become the primary financial institution of its members.

  • All Homes Financial LLC
  • 4601 Presidents Drive, Suite 155, Lanham, MD, 20706
  • Lends in Maryland
  • Specializing in Maryland, Washington DC and Licensed by the State Corporation Commission Virginia License# MC5156. Do you need to consolidate debt, need home improvement or just cash? We have helped homeowners receive millions of dollars with our loan programs and easy qualification. Refinance that high second mortgage/equity line of credit,