USDA Vs. FHA your options comparison in Hyattsville, Prince George's County, MD

In 2026, the USDA loan limit for Hyattsville, in Prince George's, MD county, is $657,900, while the FHA limit for a single-family home stands at $822,375. These limits are crucial for financing decisions.

Use the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. Identify the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side. This comparison aids in selecting the best program for your financial strategy in .

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An Overview of 2026 Loan Limits and Down Payment Needs in Hyattsville, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring Your USDA and FHA Loan Possibilities in Hyattsville, MD

The aim of Lendersa® is to swiftly and easily secure the top USDA or FHA loan. You can pick from three approaches that connect you with matching lenders and suitable USDA loan programs.

Illustration of Lendersa USDA loan request outcomes

Understanding USDA Loans in MD

The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. This type of loan does not require a down payment, unlike FHA loans that mandate a minimum 3.5% down payment, making USDA loans a significant option for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

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  • First Colony Bank of Florida is to improve and strengthen the Central Florida business community by effectively serving the financial needs of our clients; fostering a rewarding workplace that positively reinforces the efforts of our employees; & building a company that continuously strives to improve & create long-term value for our shareholders.

  • CapSource
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  • Neal Communities Funding
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  • Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too.

    A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario.

    We have a vast variety of program options available

  • Main Street Mortgage Funding, LLC
  • 529 Versailles Drive, Suite 101, Maitland, FL, 32751
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  • Mattamy Home Funding
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  • At Mattamy Home Funding, we believe home buyers deserve the best financing available. We have helped thousands of home buyers finance their homes in communities throughout the United States. Our mortgage team includes highly motivated and talented individuals. Every employee plays an important role in making a homeowner's financing

  • Fidelity Funding Mortgage Corp.
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  • At Fidelity Funding, we know that each customer has specific needs such as first time home buyers, move-up buyers, and investors. As a direct lender, we offer a wide variety of loan products to meet this broad range of borrowers needs. We provide financing to FHA, VA, FNMA, FHLMC, USDA, and Construction Perm loans.