USDA Vs. FHA Pro and Con comparison in Westminster, Carroll County, MD
In 2025, the USDA loan limit for Westminster, located in the county of Carroll, MD, is set at $466,400. Meanwhile, the FHA cap for a single-family residence is $632,500. This distinction allows homebuyers to explore appropriate financial options depending on their needs.
Discover the best USDA versus FHA rates by using the Lendersa® USDA loan calculator. It helps you determine the qualifications needed concerning income, credit, reserves, and necessary documentation. Our advanced mortgage calculator offers a comparative view of USDA, FHA, Conforming, and VA loans, supporting you in choosing the most suitable program tailored to your financial situation in .
Detailed 2025 Loan Limits and Down Payment Requirements in Westminster, County of Carroll, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Westminster, MD
The ambition of Lendersa® is to provide you with the optimal USDA or FHA loan swiftly and effortlessly. Choose one of three pathways to connect with matching lenders, facilitating access to USDA loan programs.
A USDA home loan is a government-backed mortgage by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans mandating at least a 3.5% down payment, a USDA mortgage provides the advantage of requiring no down payment, facilitating greater accessibility for prospective homebuyers in these regions.
The story of Commercial National Bank begins on the steps of City Hall of Texarkana, Arkansas in January 1964 where shareholders met for the first time. On February 5, 1964, Commercial National Bank opened its doors in a small, leased, red brick building on the corner of Fourth and Walnut Street.
TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
Spirit of America Federal Credit Union was formed to serve federal employees and military personnel financially in Lincoln, NE. Starting from humble beginnings in 1932, we were chartered as a cooperative to help federal employees and their families by granting loans to meet extreme personal needs.
Legacy Financial FCU is a federally insured FCU offering financial services to residents of Grant and Rapides Parishes.
We offer a variety of loans to meet your needs. What ever you are looking to purchase, the vacation you are wanting to take, home repairs, or any other need that may arise we are here to help.
Valex Federal Credit Union aims to provide lifelong, trusted relationships and the best services available to ensure our members reach their financial goals. At Valex Federal Credit Union, we don't have customers. We have members. If you join the credit union, you become a part-owner in our financial institution.
We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.
First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.
Security Bank USA is a full-service community bank that measures our success by the success of our customers. Our goal is to make your life easier by providing you with personal and professional financial specialists who understand your needs. Our mission is to make Security Bank USA the preferred banking destination for our customer
Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
LINCONE Federal Credit Union is a Financial Services company located in Lincoln, Nebraska, United States.
We are unique from other institutions. We are not owned by shareholders, we are owned by our members;
Anyone that lives, works, worships, or attends school in Lancaster County, NE.
Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.
