USDA and FHA Pro and Con in Westminster, Carroll County, MD

In 2025, USDA loan limit in Westminster, county of Carroll, MD is $466,400 while FHA limit is $632,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Westminster, county of Carroll, MD

Loan Type Loan Limit Down payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Westminster, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Sherwood Mortgage Group, Inc. is located in Thousand Oaks in Ventura County, CA. We have over 25 years experience in real estate lending & our clients keep coming back to us because of our personal attention. This site is designed to help you learn more about us, what we do & how we can save you money in your real estate transactions.
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  • Zenith Properties & Mortgage, Inc. & has been in the Real Estate industry for over 28 years. He is an expert in & specializes inSuperior Buyer & Seller" representation when looking to purchase or sell Real Estate. Craig is committed to securing the best financing available in the market place.
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  • Grimm Mortgage Services
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  • Thomas W Grimm has Over 25 years experience in mortgage lending. Thomas work with multiple lenders to ensure he can find just the right loan for you and at a fair price. If You have a question about your loan, Never be in the dark again. Thomas do his best to answer all calls and texts from 8 am to 10 pm PST, 7 days a week.
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