USDA Vs. FHA your options comparison in Eldersburg, Carroll County, MD
In 2026, the USDA loan limit for Eldersburg, within Carroll county, MD, is $466,400. Meanwhile, the FHA limit for single-family homes is $632,500.
Utilize Lendersa® USDA loan calculator to compare the leading rates for USDA versus FHA loans, assessing the necessary income, credit reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable program for your financial needs in Alabama.
Loan Limits and Downpayment Requirements for 2026 in Eldersburg, Carroll, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Eldersburg, MD
Lendersa®'s aim is to connect you quickly with the best USDA or FHA loans without hassle. Choose one of three starting approaches that lead to matching lenders and USDA loan programs.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
1600 South Douglass Road, Suite 110 & 200-A, Anaheim, CA, 92806
Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
1475 South State College Boulevard, Suite 204, Anaheim, CA, 92806
C & C Financial Corp the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service.
Momenta Capital Group Inc. is committed to working closely with our clients on their journey to build and preserve generational wealth by providing unmatched service and timely execution. MCG’s client relationships have been built through trust, loyalty, and dedication to each client’s short and long-term objectives.
3100 E. Miraloma Ave, Suite 220, Anaheim, CA, 92806
Intelty Inc we will find the loan that is perfect for YOU! When it comes to buying a home, one of the most important factors is finding the financing that best fits your specific goals so our mortgage professionals will give you the personal service you deserve. Get started by requesting a free personalized rate quote.
1600 South Douglass Road, Suite 100 & 200-A, Anaheim, CA, 92806
Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
3455 East La Palma Avenue #102, Anaheim, CA, 92806
At Citizens Lending Group, our staff has a combined 50+ years in the loan industry of California. We now specialize as reverse mortgage loan officers for senior citizens, though our experience includes everything from commercial loans and traditional home loans to Veterans Administration loans and FHA loans.
1600 South Douglass Road, Suites 110, Anaheim, CA, 92806
Founded in 2003,Carrington is a holding company whose primary businesses work in sync with one another to provide a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the USA. We work diligently for the benefit of the many borrowers, homebuyers and investors we serve.
At White River Credit Union, we help one another. "People helping people" is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.
2651 E Chapman Ave, Suite 215C, Fullerton, CA, 92831
Our mission at Southern Cal Funding is to make applying for a home loan as painless and smooth a process as possible. We work with many wholesale banks that offer extremely competitive programs whether your a 1st Time Buyer, an Investor, or just selling and buying your next home!
