USDA Vs. FHA your options comparison in Eldersburg, Carroll County, MD
In 2025, the USDA loan limit for Eldersburg, within Carroll county, MD, is $466,400. Meanwhile, the FHA limit for single-family homes is $632,500.
Utilize Lendersa® USDA loan calculator to compare the leading rates for USDA versus FHA loans, assessing the necessary income, credit reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in choosing the most suitable program for your financial needs in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Eldersburg, Carroll, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Eldersburg, MD
Lendersa®'s aim is to connect you quickly with the best USDA or FHA loans without hassle. Choose one of three starting approaches that lead to matching lenders and USDA loan programs.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
14362 N Frank Lloyd Wright Blvd, Scottsdale, AZ, 85260
Our team at Valley Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
16420 N. 92nd St, Suite 220, Scottsdale, AZ, 85260
The Formula Mortgage Capital Corporation team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically
15721 North Greenway Hayden Loop, Suite 102, Scottsdale, AZ, 85260
Wain Capital is a Mortgage Brokerage, with extensive experience and licenses in Arizona, California and Colorado. As an independent mortgage broker we specialize exclusively in home loans but give more options and have more products than your traditional lenders. Constantly analyzing the mortgage bonds and treasury markets
Intent Mortgage stays ahead of the competition by leveraging modern technology to increase efficiency and ultimately, home buyer satisfaction. "Low Rate, Consumer First Mortgage Lending" isn't just our dual Mission Statement - it's a promise we make to our clients that we intend to keep.
14362 North Frank Lloyd Wright Blvd, Suite 1000, Scottsdale, AZ, 85260
At NSB Mortgage our mission is to ensure our clients receive the utmost attention to detail with regards to each of their individual needs. As a full service mortgage company we do not focus on costly overhead, but rather we feel strongly about our loan products and quality of service we provide, as well as, any recommendations from our clients.
9160 East Bahia Drive, Suite 105, Scottsdale, AZ, 85260
"The LM2 Investment Group was founded by three investors with over 30 years of mortgage and real estate experience.We offer hard money, private loan funding for up to 2 years.
We know not all transactions are alike and consider each transaction separately using an equity-based foundation."
7950 East Redfield Road, Suite 110, Scottsdale, AZ, 85260
"Kenwood Mortgage Investments. We are a 26 year old family mortgage company that makes real estate loans that the banks or traditional lenders don’t do, or they don’t do fast enough. Think of Kenwood as a reliable source for $50,000 to $5,000,000 by Friday.
Sometimes we really do work that fast, and we’ve been doing it for more than 26 years."
Del Mar Financial & Investments, L.L.C is a private money mortgage lending company specializing in Arizona real estate. Also referred to as "hard money" lending, we offer creative lending solutions that fall outside the "box" of traditional bank and conventional lending sources. We are more expensive than a bank, however
Klinkloans Fund - Loans for Real Estate Investors We are a team of local Arizona professionals dedicated to building relationships with and assisting investors in the Arizona real estate market. We provide trustworthy real estate financing and service to help real estate investors achieve their goals.
