USDA Vs. FHA your options comparison in Emmitsburg, Frederick County, MD
As of 2025, the USDA loan threshold in Emmitsburg, within the county of Frederick, MD, is established at $776,600, whereas the FHA upper limit is $1,089,300 for single-family dwellings.
Apply the Lendersa® USDA loan calculator to scrutinize the current optimal USDA versus FHA rates and ascertain the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator aligns USDA, FHA, Conforming, and VA loans, enabling you to compare them side by side and decide which option in best matches your specific financial condition.
2025 Loan Limits and Down Payment Requirements in Emmitsburg, Frederick County, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Choices in Emmitsburg, MD
Lendersa® aims to offer you the utmost beneficial USDA or FHA loan briskly while avoiding complexity. You can begin with any of three routes to connect with matching lenders and survey USDA loan programs.
The USDA home loan is a government-backed financing option by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, which is exclusively available in rural areas. In contrast to FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment at all, making it a more accessible option for eligible individuals looking to purchase homes without the immediate financial burden.
512 Via de la Valle Suite 200, Solana Beach, CA, 92075
The SFG family of funds was built on disciplined lending models to provide for consistent income with a focus on capital preservation. For three decades, the principals of SFG, John Odegard and Greg Elderkin, have faithfully managed their discretionary authority and proven the quality of SFG’s capital stewardship through numerous market cycles.
American Global Security has been the best security guard company in San Diego, California, for a long time now. Our security teams are all professionally trained and licensed, and they offer unmatched services to businesses, events, and private clients in San Diego who are looking for answers to their security problems.
Paradise Valley Federal Credit Union serves the Seventh Day Adventist church membership and affiliated companies in the San Diego area. With over 80 million dollars in assets, Paradise Valley Federal Credit Union is a not-for-profit financial institution that is owned and operated by members.
2434 Southport Way, Suite D, National City, CA, 91950
GHI Mortgage was founded in 2003, which was an expansive time in lending. While other companies were riding the housing bubble and engaging in risky lending practices, the team at GHI Mortgage took the responsible route by working with our customers to ensure they received a safe lending product that worked best for them, both now.
1625 Sweetwater Road, Suite D, National City, CA, 91950
California Housing Administration, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
2140 Hoover Avenue, Suite 115, National City, CA, 91950
Springboard Home Loans was started in 1982 out of a garage in the City Heights neighborhood of San Diego. Originally named San Diego Neighborhood Housing Services, we began by providing rehab loans to homeowners to revitalize the neighborhood. From there, our not-for-profit mortgage lending activities grew both in the products offered.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2103 South El Camino Real, Suite 108, Oceanside, CA, 92054
Home Mortgage Experts is dedicated to guiding our borrowers throughout the mortgage process, sorting through the numerous mortgage options available and helping them decide which is best. We take pride in having low overhead which allows us to pass savings onto our customers resulting in low priced, low cost mortgages.
