USDA VS FHA in Taneytown, Carroll County, MD

In 2025, the USDA loan limit for Taneytown in Carroll county, MD, is $466,400, while the FHA limit for a single-family home is $632,500.

Utilize the Lendersa® USDA loan calculator to compare the best available rates for USDA versus FHA loans today, and determine the necessary income, credit, reserves, and documents for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, which assists you in choosing the best program in that fits your financial objectives.

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2025 Loan Limits and Down Payment Requirements in Taneytown, Carroll County, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Taneytown, MD

Lendersa® is dedicated to quickly securing the best USDA or FHA loans for you, without complication. Choose from three pathways to link with compatible lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MD?

The USDA home loan, backed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA loans do not require any down payment, offering a more accessible choice for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • PO Box 1095, Lowell, AR, 72745
  • Arvest Bank is a regional Bank that operates in a unique, customer-focused way. Arvest delivers the convenience and technological advantages of a large super-regional Bank but with the local commitment and decision-making of a local community Bank. Our primary focus is on meeting and exceeding customer expectations through convenient hours
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