USDA Vs. FHA Pro and Con comparison in Bowdoin, Sagadahoc County, ME
In 2025, the maximum USDA loan amount in Bowdoin, located in the county of Sagadahoc, ME, is $370,700. Meanwhile, for a single-family home, the FHA cap is $506,000.
Utilize Lendersa®'s USDA loan calculator to compare the leading USDA and FHA rates available today. It helps in determining the requisite income, credit score, reserves, and documentation for eligibility. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA loans in a side-by-side manner, assisting you in choosing the best program for your situation in .
2025 Loan Ceilings and Down Payment Necessities in Bowdoin, Sagadahoc County, ME
Loan Type
Loan Cap
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bowdoin, ME
Lendersa® is dedicated to quickly securing you the best USDA or FHA loan possible and without unnecessary complications. Choose one of three starting points that lead you to compatible lenders and USDA loan options.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have no down payment requirements.
180 Redwood St., Suite 250, San Francisco, CA, 94102
Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3230 Scott Street, Suite 201, San Francisco, CA, 94123
At First Capital Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Osder Financial Group has earned a reputation as the “ go to mortgage company” for closing some of the most complex transactions in this industry. Their philosophy in striving to exhaust all resources to get deals done has led to virtually 100% of his business being referred to him by CPA’s, Accountants, Financial Planners.
Tuttle & Company began with the intention of unparalleled service for our clients to forge a lasting, beneficial relationship. We strive to fulfill your investment goals in the long term as much as in the short term. Over the years we have completed transactions ranging from private money short-term bridge loans.
Alex Maltez is an independent residential and commercial real estate Broker. Since becoming a REALTOR®, Alex has been an active participant in the San Mateo and San Francisco Association of REALTORS®. Alex has served on the Board of Directors for both association and on numerous committees, including: Legislative, Grievance, Professional Standards.
Sequoia Mortgage Capital is a certified Bay Area Green Business focused on funding loans that other lenders turn down. We operate from our headquarters building in downtown San Anselmo and specialize in short-term loans secured by California real estate. Real estate lending is our only business and we are committed to exceeding your expectations.
1779 Woodside Rd., Suite 201A, Redwood City, CA, 94061
Herzer Financial Services, Inc. (HFS) offers private real estate loans for consumers and real estate investors located in California. We make ground-up construction loans, fix and flips, bridge loans, consumer loans, commercial, refinance, and purchase money loans. A significant percentage of real estate loans.
990 Industrial Road, Suite 200, San Carlos, CA, 94070
Argus Financial was founded in 1971 to provide mortgage banking services to residential, commercial & industrial developers in Northern California. Today the firm offers a complete range of project finance capabilities: institutional joint ventures, permanent mortgages, construction loans, convertible and participating mortgages, investment sales.
HPI Financial team is committed to providing our clients with the highest quality financial services combined with low rates and varied loan options. Our outstanding HPI Financial mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1250 San Carlos Avenue, Suite 101, San Carlos, CA, 94070
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
