USDA Vs. FHA Pro and Con comparison in Casco, Cumberland County, ME

In 2025, the USDA loan limit in Casco, Cumberland, ME is $370,700. The FHA limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA vs. FHA rates, assessing the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side to help identify the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Casco, Cumberland, ME

Loan Type Loan Limit Down Payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Casco, ME

Lendersa® aims to connect you with the best USDA or FHA loans promptly and without hassle. Select one of three pathways to find willing lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Liberty Home Mortgage Corporation
  • 6225 Oak Tree Blvd, Independence, OH, 44131
  • "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates. Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
  • Virginia State University Federal Credit Union
  • 3401 Boisseau Street, Petersburg, VA, 23803
  • In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.
  • Social Mortgage LLC.
  • 1861 W25th Street, Cleveland, OH, 44113
  • Social Mortgage began with the belief that surrounding yourself with good company matters. Our founders understood this and require each team member to live by one simple philosophy…Do Good for our Clients and Community. Not only do we bring competitive rates and pricing, but we also bring care, understanding,
  • AMKO Lending LLC
  • 2019 Center Street, Suite 103, Cleveland, OH, 44113
  • Our mission is simple: to find the best mortgage for you. The one that suits your specific needs and fits your particular situation. Whether you’re purchasing a home or refinancing one you already own, we’re dedicated to finding the mortgage that will work for you. And we take pride in being a mortgage broker and NOT a lender.
  • Falls Catholic Credit Union
  • 33 Graham Road, Cuyahoga Falls, OH, 44223
  • Falls Catholic CU exists to service the financial needs of our membership through honesty & integrity. Every member is the most important member. Falls Catholic Credit Union provides dynamic, diverse, comprehensive & competitive financial services. OUR VISION is To provide the most affordable and comprehensive financial services to the membership.
  • GenFed Financial Credit Union
  • 2492 Wedgewood Drive, Suite B, Akron, OH, 44312
  • GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees
  • Schmidt Mortgage Company - Randy Milani
  • 1953 Englewood Ave, Akron, OH, 44312
  • Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.
  • Akron Fire Department Credit Union
  • 1810 Buchholzer Boulevard, Akron, OH, 44310
  • Akron Fire Department Credit Union more than 80 years ago. Our name later became Akron Firefighters Credit Union & membership expanded to firefighters & their families throughout Northeast Ohio. In 2016, we merged the Akron Police Department Credit Union into our membership. Membership is now open to include all First Responders in the state
  • Steel Valley Federal Credit Union
  • 3840 Pearl Road, Cleveland, OH, 44109
  • The Steel Valley Federal Credit Union, a not for profit financial cooperative, is organized and managed to provide a safe, economical, and convenient financial institution for our membership. To promote thrift and through competitive dividends for savings, and provide economical loans with competitive interest rates.
  • Secure Lending Incorporated
  • 707 Brookpark Rd, Suite 201, Cleveland, OH, 44109
  • Secure Lending Incorporated’s mission is to serve our clients with honesty, integrity and competence. Our goal is to provide home loans to our clients while also providing them with some of the lowest interest rates and closing costs available. Furthermore, we pledge to help our clients overcome roadblocks that can arise while securing a loan.
  • Goodyear Employees Credit Union
  • 501 Kelly Avenue, Akron, OH, 44306
  • Goodyear Employees Credit Union has been open since 1961. The credit union has assets totaling $5.63 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • CSE Federal Credit Union
  • 1380 Market Ave N, Canton, OH, 44714
  • (CSE) Federal Credit Union is a member-owned financial cooperative committed to providing easy and effective financial solutions for the Stark County community through service and education. Our goal is to make banking easy for you and your family. CSE Federal Credit Union is committed to helping all people within our community achieve