In 2026, the USDA loan limit in Casco, Cumberland, ME is $370,700. The FHA limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA vs. FHA rates, assessing the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side to help identify the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $370,700 | 0% |
| FHA | $506,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to connect you with the best USDA or FHA loans promptly and without hassle. Select one of three pathways to find willing lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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