USDA VS FHA in Bucksport, Hancock County, ME

In 2025, the USDA loan limit in Bucksport, within Hancock county, ME, is set at $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA rates efficiently, and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator puts USDA, FHA, Conforming, and VA side by side, assisting you in selecting the best program in for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Bucksport, Hancock, ME

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bucksport, ME

The aim of Lendersa® is to help you access the best USDA or FHA loan options swiftly and without hassle. Choose one of three starting paths to connect with lenders and find matching USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

A USDA home loan, endorsed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusive to rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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