USDA and FHA Pro and Con in Durham, Androscoggin County, ME
In 2025, the USDA loan limit in Durham, Androscoggin county, ME, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
With the Lendersa® USDA loan calculator, compare today's top USDA vs. FHA rates to find out the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Durham, Androscoggin, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Durham, ME
Lendersa® aims to deliver the best possible USDA or FHA loans swiftly and without hassle. Select one of three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan is endorsed by the government via the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, and is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans are available with no down payment.
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100 Iron Point Circle, Suite 150, Folsom, CA, 95630
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7700 Folsom Auburn Road, Suite 110, Folsom, CA, 95630
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