In 2026, the USDA loan cap in Lisbon-Falls, nestled in Androscoggin county, ME, reaches $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess the best USDA vs. FHA rates available today. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to efficiently secure you the top USDA or FHA loans without trouble. Choose one of three starting paths to connect with lenders and USDA loan programs that meet your requirements.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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