USDA and FHA Pro and Con in Lisbon-Falls, Androscoggin County, ME
In 2025, the USDA loan cap in Lisbon-Falls, nestled in Androscoggin county, ME, reaches $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess the best USDA vs. FHA rates available today. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in that optimally fits your financial requirements.
2025 Loan Limits and Downpayment Requirements in Lisbon-Falls, Androscoggin, ME
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lisbon-Falls, ME
The goal of Lendersa® is to efficiently secure you the top USDA or FHA loans without trouble. Choose one of three starting paths to connect with lenders and USDA loan programs that meet your requirements.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans have no down payment requirement.
I serve Northern California, from Sacramento down to the Bay Area to the Central Valley. I work with my clients in their real estate investment starting with buying or selling (residential and commercial), marketing our office listings through various strategies/media tools, financial mortgages and much more.
Northern Redwood Federal CU is a local boutique credit union that has been serving the community for over 60 years. We are a service oriented credit union that offers the same great services as the larger financial institutions. We pride ourselves on knowing our members on a personal level
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Tom Davis is the founder of Western Pacific Loans. (1986) He has been working with Rob Penrose and Mike Duggan since 1996. Jim Connolly and Rick Vejby joined the team in 2010. Every agent has over 30 yrs of loan originating experience. Western Pacific Loans, Inc Established in 1989.
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645 Fourth Street Suite #215, Santa Rosa, CA, 95404
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