USDA and FHA Pro and Con in Lisbon, Androscoggin County, ME

During 2025, the USDA loan limit applicable to Lisbon in Androscoggin county, ME, is $336,500, while for a single-family home, the FHA cap is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate which of today's USDA or FHA rates are the most favorable. It'll assess the required income, credit level, reserves, and necessary documentation to qualify. With our sophisticated mortgage calculator, you can concurrently view options for USDA, FHA, Conforming, and VA programs, so you can choose the best fit in for your particular financial circumstances.

Evaluate and compare offers from a network of 100 lenders

Explore the 2025 Loan Limits and Down Payment Requirements in Lisbon, Androscoggin County, ME

Loan Type Maximum Loan Limit Down Payment Rate
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Lisbon, ME

The primary aim of Lendersa® is to quickly and smoothly acquire the best possible USDA or FHA loan for you. Start with any of three methods to match with lenders who offer USDA loan programs.

Lendersa USDA loan requests and matching analyses

Understanding USDA Loans in ME

USDA home loans, commonly known as USDA rural development loans or USDA mortgages, are guaranteed by the government Department of Agriculture and are exclusively for rural neighborhoods. Unlike FHA loans which require a minimum of 3.5% for a down payment, USDA mortgages need no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lafayette State Bank
  • 340 West Main Street, Mayo, FL, 32066
  • Lafayette State Bank offers a variety of loans designed for personal and business purposes. As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
  • CenBank
  • 109 West Yellowstone Trail, Buffalo Lake, MN, 55314
  • CenBank strives on being a community based bank where the customer is not just a number. The staff at CenBank values the time spent with customers to build relationships and work towards their financial success. CenBank offers a variety of deposit and business accounts as well as lending options to fit your financial needs.
  • Phelps County Bank
  • 718 North Pine Street, Rolla, MO, 65401
  • Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
  • Riverways Federal Credit Union
  • 1012 Forum Drive, Rolla, MO, 65401
  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
  • Citizens Bank of the Midwest
  • 1515 Martin Springs Drive, Rolla, MO, 65401
  • Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
  • Mortgage Store, LLC
  • 11130 Twitty Drive, Suite 120, Rolla, MO, 65401
  • "We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
  • Midwest Heritage Bank
  • 3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
  • At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance. We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.
  • State Savings Bank
  • 4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
  • The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.
  • Southern Security Federal Credit Union
  • 765 W. Poplar Ave, Collierville, TN, 38017
  • Southern Security Federal Credit Union is a not-for-profit financial cooperative whose mission is to help its members financially. Whether that's through providing savings options, being a lending source or simply providing convenience, each member's needs are unique. We serve employees of companies all over the Mid South and across the nation.
  • BankTennessee
  • 1125 W Poplar Ave, Collierville, TN, 38017
  • It’s important to feel good about whom you trust with your finances. You want to do business with folks you know. So do we. We’re in the people-helping-people business, or as we call it, the personal banking business. BankTennessee wants to be your bank. And we show it! We guarantee you will be welcomed with a smile