USDA Vs. FHA your options comparison in New-Gloucester, Cumberland County, ME
For the year 2025, the USDA loan limit in New-Gloucester of Cumberland county, ME is $322,900. Meanwhile, the FHA limit for a single-family home is $403,650.
Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, and understand the income, credit score, reserves, and documentation needed for qualification. Our mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, assisting you in deciding which program in best suits your financial stance.
2025 Loan Limits and Downpayment Requirements in New-Gloucester, Cumberland, ME
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in New-Gloucester, ME
Lendersa® sets out to help you swiftly acquire the best USDA or FHA loans without hassle. Choose from three starting options to match with lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, also known as the USDA rural development loan or mortgage, is available only in rural areas. It differs from FHA loans, requiring at least a 3.5% down payment, as USDA loans require none.
Pacifica Mortgage and Real Estate Company full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
The Loan Company offers bridge, construction, and permanent loans, and a wide range of loan terms. Our quick decisions, fair pricing, flexibility, and dependability are advantageous for independent borrowers and for brokers and their clients.
The Loan Company’s executive management consists of our President, Chief Financial Officer, and Controll.
AAA LENDINGS is a direct mortgage lender with many years of lending
experience. We have a group of experienced professionals providing
services for our clients. We offer variety loan programs in DSCR
Loan, Bank Statement Loan, WVOE, Conventional, FHA, VA, and
Foreign National Loan. We always put customer's needs first and provide the
First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.
New Omni Bank, National Association is a nationally-chartered, FDIC insured, commercial bank. Founded in 1980 as “Monterey Park National Bank, " we have been proudly serving our community for almost 40 years. We offer a range of deposit and loan products, including residential mortgages, commercial real estate loans, commercial loans, & SBA loans.
Our company is committed to delivering the highest level of service to earn the deepest level of trust. While other agents and loan officers spend most of their time looking for new business, we want to commit ourselves to spending 100% of that time focusing on making sure you have a smooth
AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans.
Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.
12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following:
Residential, investment, and commercial real estate
Market trends
The real estate buying and selling process.
