For 2026, the USDA loan limit within Oakland, located in Kennebec county, ME is determined to be $336,500. Meanwhile, the FHA limit for a single-family residence stands at $472,030.
The Lendersa® USDA loan calculator allows you to compare the latest USDA and FHA rates and helps you calculate the required income, credit, reserves, and documents necessary for qualification. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to identify the ideal program in for your financial landscape.
2026 Loan Limits & Down Payment Requirements in Oakland, Kennebec, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Oakland, ME
The objective of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loan without inconvenience. Choose from three different paths to find suitable lenders along with USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture and known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment.
The First Bank of Manhattan has been providing high quality, full service personal and business banking services to Manhattan and our neighboring communities of New Lenox, Elwood, Wilmington and Wilton Center. The bank offers a full range of deposit products such as Checking, savings, CD’s, IRA’s, children’s and teen’s accounts.
820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147
INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.
Greenville Federal Credit Union is a community-responsible financial institution providing the highest quality of service and financial education to all our member-owners. We build member prosperity by providing access to affordable financial services. Headquartered in Greenville, South Carolina, Greenville Federal Credit Union was founded in 1968
Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations.
With a strong capital position and a dedicated team of community bankers.
Armour Kankakee Credit Union officially changes its name to Fieldstone Credit Union: Many paths. One destination. The new name reflects the “fields of stone” (175 acres of farmland) where Armour and Company built a $14 million plant in 1950. Those fields of stone laid the foundation for the credit union
Barclay Butler Financial Inc we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of investors with quality rates and this company A+ rating with the BBB.
As a credit union, we have members, not customers. As a not-for-profit cooperative, we are dedicated to providing superior financial value with products and services including savings, checking, investments, loans, credit cards, and 24/7 access to your money via mobile, Internet and telephone.
Vincent Viriyakul Residential & Commercial Financing & Real Estate
1754 N. Washington St, Suite 128B, Naperville, IL, 60563
Great Mortgage Company Inc. 1754 N Washington St, Ste 128B Naperville, IL 60563 is an Illinois Residential Mortgage Licensee. Great Mortgage Company Inc is an approved FHA lender, not an agency of the U.S government. All loans are subject to final lender approval. Programs, rates, terms and conditions may change without notice.
