USDA Vs. FHA your options comparison in Oakland, Kennebec County, ME
For 2025, the USDA loan limit within Oakland, located in Kennebec county, ME is determined to be $336,500. Meanwhile, the FHA limit for a single-family residence stands at $472,030.
The Lendersa® USDA loan calculator allows you to compare the latest USDA and FHA rates and helps you calculate the required income, credit, reserves, and documents necessary for qualification. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to identify the ideal program in for your financial landscape.
2025 Loan Limits & Down Payment Requirements in Oakland, Kennebec, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Oakland, ME
The objective of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loan without inconvenience. Choose from three different paths to find suitable lenders along with USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture and known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment.
At Spectrum Mortgage Company, Inc. we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs so we can formulate the perfect mortgage solution for you.Whatever your financial situation, whatever your credit score, we will help you make the right decisions
"County Mortgage Services, L.L.C. is a locally owned company located in Jamison, PA in Bucks County. We have been providing quality mortgage services with low mortgage rates since 2002. Our goal is to help you realize your dream.
We realize that buying a home can be a very intense ordeal filled with potential pitfalls and difficulties."
The Greece Community Federal Credit Union was Chartered in 1958 under the name of Greece Central School District Credit Union as a State Chartered Credit Union to serve the employees of Greece Central School District. The first Board Meeting was held on September 22, 1958 reporting assets of $36.00.
Qwest Mortgage was incorporated in August, 2000 by Steven Porter. Steve was a Top Producer with Bank of America for 19 years. The staff at Qwest Mortgage brings an additional 23 years experience in the mortgage industry.Our ability to offer such attractive, competitive rates and fees comes from the relationship.
Integrity is the cornerstone of Howard Kredo's business. Howard believe a mortgage should be about building relationships and helping customers find the home loan that's right for them. As a Mortgage Banker for the past 25 years, He is here to answer questions so his clients have a clear understanding of what they can comfortably afford.
The Lending Group is a full service Direct Mortgage Lender. We lend on Residential and Commercial Real Estate. Our team specializes in Fast Closings, Low Down Payments, Unique Loan Programs, High Loan to Value Cash Outs. Working with a Direct Lender Guarantees your Home Loan application to approve with the Lowest Rate on the Market.
Cornerstone Lending, Inc is a mortgage broker currently licensed in PA, NJ, & Tennessee. We originate residential and commercial mortgages. We are approved to originate FHA, VA and USDA loans that are insured and guaranteed by those administrations. We also originate loans that are sold to Fannie Mae and Freddie Mac.
Fast Capital 360 As a leading FinTech company, we’re building cutting-edge platforms to automate and optimize every step in the application, approval and funding process, disrupting how the industry does business. Since 2013, we’ve helped thousands of customers in all types of industries access hundreds of millions of dollars nationwide.
