USDA Vs. FHA Pro and Con comparison in Farmington, Franklin County, ME
In the year 2025, the USDA loan limit for a single-family home in Farmington, within the county of Franklin, ME, is designated at $336,500. By contrast, the FHA loan limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top rates available between USDA and FHA loans today. This calculator helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator also offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, facilitating informed decisions on the best option for your financial circumstances in .
Loan limits and down payment requirements for 2025 in Farmington, Franklin County, ME
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Farmington, ME
At Lendersa®, our aim is to give you the best USDA or FHA loan promptly and with ease. Start with one of our three options to match with lenders and explore USDA loan programs.
The USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, also referred to as a USDA rural development loan. This loan is exclusive to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan has no down payment requirement.
At Cross Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Since 2001, I have had the opportunity to help over 1,000+ clients buy refinance their properties. I understand the value and freedom that can be created with the right refinance strategy. Whether you are refinancing your 1st, 4th or 10th investment property my team and I understand how to create the right mortgage strategies that meet your needs a
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26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA, 92656
At JMJ Financial has been great. I wanted to refinance my house and they have been very efficient and easy to work with. They helped me with the loan and has made the process go very smoothly. I have been very satisfied with the experience and would feel confident referring a friend or family member.
The ClearEdge leadership team is made up of seasoned veterans from the residential mortgage industry, with an average of 25 years of experience in single family lending. As a lender working with TPOs, we offer Non-QM programs focused on simplicity and we are backed by a local full-service branch strategy providing brokers with excellent team.
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26895 Aliso Creek Rd, Suite B468, Aliso Viejo, CA, 92656
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We provide the lowest wholesale rates and loan costs, fast closing within average of 14-21 days, and no broker fees are paid by the Loan Applicant/Borrower. In addition, we can offer: appraisal waivers, escrow impound waivers for tax and insurance,"
