In the year 2026, the USDA loan limit for a single-family home in Farmington, within the county of Franklin, ME, is designated at $336,500. By contrast, the FHA loan limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top rates available between USDA and FHA loans today. This calculator helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator also offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, facilitating informed decisions on the best option for your financial circumstances in .
Loan limits and down payment requirements for 2026 in Farmington, Franklin County, ME
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Farmington, ME
At Lendersa®, our aim is to give you the best USDA or FHA loan promptly and with ease. Start with one of our three options to match with lenders and explore USDA loan programs.
The USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, also referred to as a USDA rural development loan. This loan is exclusive to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan has no down payment requirement.
Our goal at Bank 1st is to help you with all of your financial needs. We offer competitive loan and deposit products, mobile and electronic services and with three locations and multiple ATMs, you can bank when and where it is convenient for you. We take pride in being an active community bank that provides helpful
Traditions First Bank was developed on the premise that a locally owned bank would better serve the area by preserving the banking principles of yesterday, while also providing progressive financial opportunities for the banking customers of today. Every single customer is important to us
The RSB employs 30 full-time employees & 9 part-time employees. Of this staff, 5 full-time employees have been with the bank for 25 years or more. A total of 6 have enjoyed employment with RSB for 15 years or more. With the remainder of the staff ranging in tenure from 1 to 15 years, RSB can offer both highly tenured experienced employees.
At Integrity Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Vidalia Federal Savings was organized in October 1936 & received its federal charter as a Federal Savings & Loan Association at that time. Its primary purpose was to promote thrift and home ownership in the Vidalia area. Assets of the institution on December 31, 1936 were $23, 001.16 and have increased to $194, 471, 850.45 as of December 31, 2006.
Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.
"Mount Vernon Bank & Trust Company adheres to these values by providing personal and business banking customers the banking services they need with the quality service they deserve. Because Mount Vernon Bank & Trust Company works locally, financial decisions, large and small, can be made quickly to improve your banking experience.
Community Bank with locations in Mechanicsville, Mount Vernon & Solon Iowa. Bridge Community Bank is happy to help you with all your banking needs, from deposit accounts, IRA, CDs, business products, commercial & personal loans, mortgage loans, to our BCB Investment Services. Along with banking business,
Real Community Bank, which means that when we accept your deposits, we invest that money back into this area in the form of home mortgages for your neighbors, business loans for your merchants, and education savings plans for your school children. We support our community with our donations to local schools, clubs, charitable organizations.
In 1904, a group of citizens from Glennville, Tattnall County, GA and the surrounding community recognized the need for a local bank. On March 13, 1905, after acquiring property and erecting a building at the downtown corner of Barnard and Caswell Streets, Glennville Bank was officially opened.
