USDA Vs. FHA Pro and Con comparison in Farmington, Franklin County, ME
In the year 2025, the USDA loan limit for a single-family home in Farmington, within the county of Franklin, ME, is designated at $336,500. By contrast, the FHA loan limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top rates available between USDA and FHA loans today. This calculator helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator also offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, facilitating informed decisions on the best option for your financial circumstances in .
Loan limits and down payment requirements for 2025 in Farmington, Franklin County, ME
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Farmington, ME
At Lendersa®, our aim is to give you the best USDA or FHA loan promptly and with ease. Start with one of our three options to match with lenders and explore USDA loan programs.
The USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, also referred to as a USDA rural development loan. This loan is exclusive to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan has no down payment requirement.
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