In the year 2026, the USDA loan limit for Belgrade, located in Kennebec county, ME, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today’s competitive USDA vs. FHA rates. This tool helps you determine the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program for your needs in .
2026 Loan Limits and Down Payment Needs in Belgrade, Kennebec, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Belgrade, ME
The objective of Lendersa® is to facilitate the quickest and most hassle-free securing of the best USDA or FHA loans. Begin with one of the three pathways that connect you to matching lenders and USDA loan offerings.
USDA home loans, endorsed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are available exclusively in rural neighborhoods. FHA loans require a minimum 3.5% down payment, whereas USDA loans require no down payment whatsoever.
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The 1950s were lean years in Maine. Seeing potentially no means of a savings plan within daily work boundaries, realizing finance companies were charging such high-interest rates, and knowing that Credit Unions were paying more on shares, the team of Gus Fortin, Henry Moses, and William Lynch approached Mr. Parsons of the Keyes Fibre Company.
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