USDA VS FHA in Belgrade, Kennebec County, ME

In the year 2026, the USDA loan limit for Belgrade, located in Kennebec county, ME, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today’s competitive USDA vs. FHA rates. This tool helps you determine the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program for your needs in .

Explore loan offers available from 100 lenders

2026 Loan Limits and Down Payment Needs in Belgrade, Kennebec, ME

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Belgrade, ME

The objective of Lendersa® is to facilitate the quickest and most hassle-free securing of the best USDA or FHA loans. Begin with one of the three pathways that connect you to matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

USDA home loans, endorsed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are available exclusively in rural neighborhoods. FHA loans require a minimum 3.5% down payment, whereas USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Destiny Mortgage Lending
  • Bldg. 417 Crooked Tree Drive, Dawsonville, GA, 30534
  • Destiny Mortgage Lending you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • First State Bank
  • 300 Broad Street, Wrens, GA, 30833
  • We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors.

    With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964.

    A branch office was opened in 2002 in Americus,

  • The Sacramento Deposit Bank
  • 335 Main Street, Sacramento, KY, 42372
  • The Sacramento Deposit Bank was given a first authorization on October 14, 1895 by and between J.T. Morehead, Wilson & Gabbert, Coffman Brazzell Company, J.R. Vickers, G. Quisenberry, Gish and Igleheart, Wm. Jagoe Sr, T.W. Whitmer, A.J. Milan, J.A. Shutt, G.W. Martin, all of McLean County, Kentucky

  • Lanier Federal Credit Union
  • 3718 Mundy Mill Rd, Oakwood, GA, 30566
  • Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson). (f/k/a Chicopee Federal CU) Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee

  • ANNUVA Financial
  • 110 Traders Cross, Suite 119, Bluffton, SC, 29909
  • At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.

  • The Atlanta National Bank
  • 105 SW Church St, Atlanta, IL, 61723
  • The Atlanta National Bank is a branch office of The Atlanta National Bank. They’re located in 105 SW Church St in Atlanta, Illinois. Their bank charter class is N, which means they’re a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).

  • Lewisburg Banking Company
  • 287 North Main St, Lewisburg, KY, 42256
  • Lewisburg Banking Company was chartered on February 10, 1894. There were 35 original stockholders. The bank was chartered with 150 shares with each share selling for $100; thus making a capital investment of $15,000.
    An organizational meeting of the stockholders of the proposed banking company to be located at Lewisburg, Logan County, Kentucky.

  • Black River Country Bank
  • 221 Main Street, Black River Falls, WI, 54615
  • Black River Country Bank has been a long time member our community since we started as the Bank of Melrose back in 1907! While much has changed in over 115 years of business. Our integrity, safety & soundness, community commitment, inclusion of others, and customer-centered approach has never wavered.