USDA Vs. FHA your options comparison in Belgrade, Kennebec County, ME
In the year 2025, the USDA loan limit for Belgrade, located in Kennebec county, ME, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today’s competitive USDA vs. FHA rates. This tool helps you determine the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program for your needs in .
2025 Loan Limits and Down Payment Needs in Belgrade, Kennebec, ME
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Belgrade, ME
The objective of Lendersa® is to facilitate the quickest and most hassle-free securing of the best USDA or FHA loans. Begin with one of the three pathways that connect you to matching lenders and USDA loan offerings.
USDA home loans, endorsed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are available exclusively in rural neighborhoods. FHA loans require a minimum 3.5% down payment, whereas USDA loans require no down payment whatsoever.
Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
All American Mortgage, Ltd. do the work for you. Our specialty is comparing rates among the largest lenders in the United States and finding the best possible solution to meet your mortgage needs. We represent many lending institutions and are able to assist clients with both great credit and not so great credit.
We are the Mid Atlantic’s top rated private lender, expanding from NY to FL. We offer fast flexible reliable loans with common sense underwriting and no appraisal needed. Fix and flip or fix to rent with 100 percent rehab, all property types, 150K to 5MM, closings in 48 hours. New investors welcome. Referral fees paid!
Baltimore County Employees Federal Credit Union is a full-service financial institution offering a range of outstanding lending, savings, and online financial services to its members throughout the Baltimore metro area. As a non-profit cooperative, we value our members and work diligently to help them achieve their financial goals.
St. Joseph Medical Center MD FCU is a member owned credit union whose purpose is to provide quality service through our “People Helping People” philosophy. We continuously strive to offer personalized services while maintaining financial strength and stability. credit union is managed by a volunteer board of directors and various committee members.
Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.
"At Arrive we are guided by technology in our efforts to improve the mortgage experience. We believe that the journey to home ownership should be simple and enjoyable.
Our Mission is to provide a superior mortgage experience so that our customers recommend us, partners enjoy working with us, employees are proud to be a part of the family"
NWSB Bank, serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of six community banking offices located in Carroll County, MD. NWSB Bank, provides financial services to customers with 31 community banking offices and three loan offices serving the Pennsylvania counties.
