USDA and FHA Pro and Con in Hollis, York County, ME
In 2026, the USDA loan limit in Hollis, York county, ME is $370,700, whereas the FHA limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to compare current USDA vs. FHA rates. Determine the required income, credit, reserves, and documents for qualification. See side-by-side comparisons of USDA, FHA, Conforming, and VA options with our advanced mortgage calculator to select the best program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Hollis, York, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hollis, ME
The purpose of Lendersa® is to promptly secure you the best USDA or FHA loans without hassle. Choose one of three starting points to find well-matched lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.
Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.
We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.
Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve. From opening your first Checking Account, to financing your first home.
Saco Valley is a not-for-profit, member-owned financial cooperative. Our mission is to provide quality financial services to our members in a personal, friendly and efficient manner, while maintaining financial stability. As a democratic member-owned financial institution, we exist to serve our members.
Saco & Biddeford Savings is a mutual savings bank with the commitment to offer its customers the best rates and lowest fees possible. Maine’s Oldest Bank has maintained an incredible record of support to the communities in its service area and beyond. Saco & Biddeford Savings actively assists many local clubs, groups, and non-profit organizations
Our mission statement is rather simple: Offer competitive rates and close loans as quickly as possible. We specialize in residential lending and work with over 20 different banks and mortgage companies. As a result, we are able to shop each lender for the lowest rates and best programs available.
J.D. Stewart Financial is your local, one-stop, financial planning service agency. Finances can be complex. We believe the proficiency an individual needs is best provided by an independent agent --someone with the integrity and professionalism to take the time to learn about your specific needs
Founded in 1963, PeoplesChoice Credit Union is a leading Maine credit union proudly serving over 17,000 members and managing $180 million in assets. Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members
Atlantic Federal Credit Union serves Southern Maine in Biddeford, Brunswick, Cumberland, Freeport, Sanford, Saco, Topsham, and York. With Atlantic Kasasa Free Checking, along with great Auto Loan and Mortgage rates Atlantic believes that better rates can lead to a better future and a better life.
