USDA VS FHA in Hollis, York County, ME

In 2025, the USDA loan limit in Hollis, York county, ME is $370,700, whereas the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to compare current USDA vs. FHA rates. Determine the required income, credit, reserves, and documents for qualification. See side-by-side comparisons of USDA, FHA, Conforming, and VA options with our advanced mortgage calculator to select the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Hollis, York, ME

Loan Type Loan Limit Down Payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hollis, ME

The purpose of Lendersa® is to promptly secure you the best USDA or FHA loans without hassle. Choose one of three starting points to find well-matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in ME?

A USDA home loan, backed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Countryside Lending Group LLC
  • 315 N. Bobbin Mill Lane, Broomall, PA, 19008
  • Countryside Lending Group LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Ukrainian Federal Credit Union
  • 824 E Ridge Rd, Rochester, NY, 14621
  • Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
  • Steuben Citizens Federal Credit Union
  • 2 Wilson Avenue, Bath, NY, 14810
  • The NCUA chartered the VAC Employees CU in 1949. Originally for the VA medical center. The Credit Union is now known as Steuben Citizens Federal Credit Union. Anyone who works, lives, or worships in Steuben County!! VA medical center. The Credit Union is now known as Steuben Citizens Federal
  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
  • ESL Federal Credit Union
  • 225 Chestnut Street, Rochester, NY, 14604
  • ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.
  • Max Mortgage
  • 6103 Washington Drive, Reading, PA, 19606
  • Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners. We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
  • Genesee Co-op Federal Credit Union
  • 395 Gregory Street, Rochester, NY, 14620
  • Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
  • Old Glory Mortgage Inc
  • 10 East Lancaster Avenue, Paoli, PA, 19301
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs